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The most important and mandatory part of a car insurance is the WA coverage (third party liability). In the Netherlands it is mandatory to have car insurance with at least WA coverage. This coverage provides compensation for damage that you inflict with your car to other people and their property. The repair costs after damage can increase considerably, especially if the other person becomes incapacitated for work. A WA coverage is the minimum coverage. In addition, you can choose to expand your coverage with WA + Beperkt Casco (third party liability + limited coverage) or Allrisk (full coverage). Which car insurance is best for you and your car depends on several factors.

The cost of car insurance in the Netherlands is based on a number of factors. These are the most common factors:

• Age of the driver
• Place of residence
• Vehicle weight
• Vehicle value
• The number of claim-free years

The costs of car insurance vary from month to month. The average car insurance costs about 75 euros per month, but the insurance premium is different for everyone. You may pay 30 euros or 90 euros per month. It all depends on the factors above.

If you want to get car insurance in the Netherlands, there are a few requirements aside from possessing a car. First of all, you have to live in the Netherlands permanently. If you only live a couple of months a year in the Netherlands, you do not qualify for car insurance. Second, you must have a European (EU) drivers license. Lastly, your car has to have a Dutch license plate. At Alpina.nl you can easily compare different insurance companies. That way you can find the cheapest insurance for your car. Do you need help finding the perfect car insurance or applying for the insurance? Please contact us! Our car insurance experts can help you with al your questions. You can contact us by phone, e-mail, WhatsApp or Messenger.

Various factors play a role in choosing an insurance form. For example, the age and current market value of the car, but also the accrued claim-free years. If you have driven claim-free for several years, you can often choose the most comprehensive insurance for a fairly low premium. When choosing a coverage, you must make a well-considered choice. The insurance premium must be in proportion to the current market value of the car. For example, for a car of 12 years old, it often does not make sense to choose the most comprehensive car insurance policy. The current market value of your car weighs heavily in this.