What is the best boat insurance?
To the question, "What is the best boat insurance?", the answer is not the same for everyone. This is because it depends on your boat and your personal situation. What is the best insurance for your neighbor's boat may not be the same for you. That's comparing apples to oranges. Therefore, to find the best insurance for your boat, it is important that you compare well. When comparing boat insurance, pay attention to two things: the coverage you want and the cruising area where you will be sailing your boat.
Do you want only basic coverage or do you opt for the most comprehensive insurance? Do you plan to sail only in the Netherlands, or would you also like to take your boat abroad? This all affects the amount of your premium. At Alpina.nl we would be happy to tell you more about finding the best insurance for your boat.
Here's how to find the best boat insurance in 5 steps
Often people think it is difficult to find the best boat insurance. Therefore, they prefer to choose the cheapest boat insurance they can find. However, you may then find that you are less well insured than you actually want. Comparing boat insurance policies on Alpina.nl takes only a few minutes. This way you can quickly find out what the best and cheapest insurance for your boat is. You can follow the next steps:
1. Fill in some information about yourself and your boat
2. Choose the desired coverage(WA, WA + Limited Casco or all-risk)
3. Compare boat insurances on price and content
4. Look carefully at the most important policy conditions, such as the bonus/malus ladder, the amount of the third-party cover and the excess.
5. Take out your chosen boat insurance!
Factors that determine which boat insurance policy is best for you
A number of factors are important when looking for boat insurance. For example, the type of boat you have is important, because you will naturally take out a different boat insurance policy for a dinghy than for a luxury catamaran. When comparing boat insurance policies, look at the following factors:
- The type of boat you have
- The daily value of the boat
- The sailing area
- The desired coverage
The daily value of the boat is an important factor. Based on the daily value, for example, you can determine the best coverage to purchase. For example, all-risk boat insurance is recommended for boats with a high daily value. All-risk boat insurance is also often taken out for very new boats. Is your boat older or less valuable? Then a third-party boat insurance might be sufficient. Therefore, look carefully at the current value of your boat and consider what you want to be insured for. Is only damage to others sufficient, or do you want to insure your own boat as well?
Take out boat insurance directly on Alpina.nl
Although boat insurance is not mandatory in the Netherlands, it can save you a lot of money in case of damage or accident. The repair costs of damage to a boat can quickly add up. By insuring your boat properly, you will never face unpleasant surprises. You can insure your boat quickly and easily on Alpina.nl. First calculate the premium online, compare the different providers and then directly take out the boat insurance of your choice. After you have taken out your boat insurance online, the application will be processed immediately.
Do you still have questions about boat insurance or would you prefer to consult with one of our insurance specialists? Then be sure to contact us! You can reach us Monday through Friday from 8 a.m. to 6 p.m. by phone at 030 - 688 37 00. Would you rather send us a message? No problem, you can do that via chat, WhatsApp or Messenger.
Calculate your boat insurance premium right away!
We can be reached via chat, WhatsApp, phone or email
Questions? Contact us if you want to know more.
We are here Monday to Friday from 08:00 to 18:00.