Boat Insurance

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14 days reflection period

8.3

Insurance review

Damage to others
Fire, self-ignition, explosion and joyriding
Storm and hail
Contents
Trailer + dinghy
Other external damage

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WA + Limited casco

Damage to others
Fire, self-ignition, explosion and joyriding
Storm and hail
Contents
Trailer + dinghy
Other external damage

Calculate your premium

WA + Full casco

Damage to others
Fire, self-ignition, explosion and joyriding
Storm and hail
Contents
Trailer + dinghy
Other external damage

Calculate your premium

The popularity of boating has increased tremendously in recent years. Everyone wants to get out on the water, making it increasingly crowded on Dutch waters. This also increases the risk of accidents and damage. Therefore it is wise to insure your boat before you go out on the water. The repair costs of damage to a boat can quickly add up. By insuring your boat properly with a boat insurance you can go sailing with peace of mind and you will never be faced with unpleasant surprises.

Boat insurance starts with comparison

Insuring your boat starts with comparing insurance policies. By comparing boat insurance policies, you will find the one that best suits you and your boat. When comparing, there are a number of things to pay attention to. Not only pay attention to the amount of the premium, but also to the policy conditions. This way you know exactly what conditions the insurer sets for coverage. At Alpina, you can compare boat insurance 100% independently. We are not an insurer, we compare insurance. Moreover, you can compare on price and quality. Not quite there, or do you prefer someone to help you compare? Please contact us! Our insurance specialists are at your service from Monday to Friday. You can reach us by phone between 8 a.m. and 6 p.m. at 030 - 6883700. Of course, you can also send us a message at any time via chat, WhatsApp or Messenger.

Frequently asked questions about insuring a boat

Can I insure a boat in Amsterdam?

Amsterdam is a wonderful place to cruise. As you sail your boat through the canals, you will have a beautiful view of the city. However, keep in mind that it is often not possible to get all-risk boat insurance in Amsterdam. Most insurers consider the risk of damage to the boat the great and therefore do not offer all-risk coverage. If they do, the premium is often considerably higher. Fortunately, it is possible to take out third-party insurance. This insures you at least for liability damage.

When should you insure a boat?

There are some situations in which you do need to purchase third-party boat insurance. This is in the following situations:

If you want to moor your boat in certain marinas
If you are racing your boat
At a boat storage facility
For some waterways (or parts thereof)

Should I insure my boat abroad?

If you want to take your boat abroad, different rules apply there. In fact, in some countries it is mandatory to insure a boat. This is especially in countries around the Mediterranean, such as Italy, Greece, Croatia and Spain. You can prove your coverage in these countries with an international certificate of insurance. You can request this certificate from your insurer or intermediary.

Should I insure a rental boat?

Since boat insurance is not mandatory, a rental company is therefore not required to insure his or her boat. However, most landlords make sure their boats are insured. This means that if the boat is damaged, they are reimbursed by the insurance company. Often there is a deductible for the renter. With some rental companies you can also buy off the excess, so that you are 100% insured. Always check this carefully in the rental conditions.

Is boat insurance mandatory?

No, in the Netherlands there is no legal obligation to insure a boat. You are only required to have third-party insurance in a few situations. Although boat insurance is not mandatory, it is often wise. Especially if you often go out with your boat. Whether you have an older, used boat or a brand new one, third-party boat insurance is always a good idea. With third-party insurance, you can be sure that you are properly insured for liability claims. As boating becomes increasingly popular, our waters are becoming more crowded. As a result, an accident is in a small corner. Repair costs to a boat can be substantial. If personal injury is also involved, the costs can be even higher. With boat insurance you can go out on the water with peace of mind.

Boat insurance against theft

When insuring your boat, you have a choice of three different coverages: WA, WA + Limited Comprehensive or All-risk. If you take out a WA boat insurance, it means that you will only be compensated for liability damage. If you cause damage to another person with your boat, the insurer will reimburse you. Damage to or theft of your own boat is not covered with third-party boat insurance. If you want to insure theft of your boat you can take out a WA + Casco boat insurance. With this you are insured for theft of the boat and damage caused by fire, self-ignition, explosion, joy riding, storm and hail. If you go for Fully Comprehensive, you are also insured for damage to your own boat, even if the damage is your fault.

What does it cost to insure a boat?

The cost of insuring a boat depends on several factors:

The type of boat
The boat's engine
The coverage you choose
Any claim-free years you have accumulated with a past boat insurance policy
Any membership in a water sports association

We recommend using our calculation module to make a calculation. After entering some data, you will immediately see the possible insurances that are suitable for your boat. You can easily compare these insurances.

How can I insure my boat as cheaply as possible?

A boat is an expensive property and, let's face it, often expensive enough. So it makes sense that you would like to save a little on your boat insurance. Many people look for the best way to insure their boat as cheaply as possible. What is the cheapest boat insurance for you depends on your personal situation. Do you have a brand new powerboat? Then boat insurance will be less cheap than, say, a small sloop. To find the cheapest boat insurance, we recommend that you always compare boat insurance policies. That way you can easily find the best and cheapest boat insurance for your situation.