Yacht insurance compare and close
A yacht is an impressive - and expensive!- boat. Are you the proud owner of a yacht? Then of course you do not want anything to happen to it. If you sustain damage to your yacht, the repair costs can be substantial. To enjoy your yacht without worries, consider taking out boat insurance. You choose the coverage you want. Do you go for the basic WA boat insurance, which covers damage to others, or do you prefer more extensive insurance with an all-risk boat insurance? At Alpina.nl we tell you all about yacht insurance.
Why insure your yacht?
In the Netherlands, boat insurance is not mandatory, so you do not have to insure your yacht by default. Precisely with an expensive boat like a yacht, however, it is wise to insure your boat properly. Dutch waters are becoming increasingly crowded, so accidents happen faster. In addition, the repair costs after damage to your yacht can be considerable. With a boat insurance you can be sure that you do not have to pay all the sky-high costs yourself in case of damage. For example, you can take out third-party boat insurance, but for a yacht, all-risk boat insurance can also be nice. This not only covers damage to others, but also to your own boat. This way you can go on the water with peace of mind.
Yacht insurance: coverages
There are three types of coverage for your yacht insurance, namely:
WA
With third-party boat insurance, your boat is insured for damage you cause to other people's boats. Do you accidentally sail into another boat and is that boat damaged as a result? When you are WA insured, you will be compensated for this damage by the insurer. Otherwise you have to pay the costs yourself. Is your own boat also damaged? This is unfortunately not compensated with only third-party insurance. To get this damage compensated, you need an all-risk boat insurance.
WA limited casco
The WA limited casco coverage is also called a WA+ coverage. This also insures your boat for damage caused by fire, auto-ignition, explosion, joyriding, storm and hail. In addition, you are also insured for damage to the contents of your boat.
All-risk/WA full hull
This is the most complete form of coverage. With all-risk boat insurance you are, in addition to the above-mentioned damages, also insured for damage to your own boat, even if you caused it yourself. For example, did you collide with the dock while mooring the boat? Then an all-risk insurance covers the repair costs to your boat.
Taking out insurance for your yacht? Calculate your premium quickly and easily
Are you looking for a good insurance for your yacht? At Alpina.nl you can easily compare and take out yacht insurance. After entering some information about your boat, you can use our online comparison tool to compare premiums from different insurers. Moreover, you can also compare the corresponding policy conditions. Have you found the right insurance for your yacht? Then you can take out your insurance directly online.
Calculate your boat insurance premium right away!
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