Is motorboat insurance mandatory?
Have you recently purchased or may be planning to purchase a powerboat? If so, you are probably wondering if you are required to insure your powerboat. A boat insurance policy ensures that you are insured in case of damage. You choose which coverage you want. So you can choose from WA, WA + Limited Casco or Allrisk.
Motorboat insurance not mandatory in the Netherlands
In the Netherlands it is not mandatory to insure your motorboat. However, WA boat insurance is mandatory in some situations. This is for example at competitions, in a marina, a boat shed or on (a part of) waterways. Do you ever take your motorboat abroad? Then it is possible that boat insurance is required by law. For example, this is often in countries around the Mediterranean, such as Greece, Croatia, Italy and Spain. In these countries, you can prove your coverage with an international certificate of insurance. You can request this certificate from your insurer or intermediary before you take your motorboat on vacation.
Reason to insure your powerboat
Insuring your motorboat is not mandatory, but it is often wise. After all, it is becoming increasingly crowded on Dutch waters. This also increases the chance of an accident. Therefore it is wise to take out at least a WA boat insurance for your motorboat. With a WA boat insurance, damage you cause to others is covered. Repair costs for damage to a boat can sometimes be high. Not to mention personal injury damage. Moreover, third-party insurance does not have to cost a lot. You already have third-party insurance for €60 per year, depending on your boat and situation. Wondering what it costs to insure your motorboat? Then calculate the premium directly.
If you also want to insure damage to your own motorboat, you can take out an all-risk boat insurance. Damage caused by your own fault is then also covered. So you can go on the water with peace of mind.
Motorboat insurance? Take out insurance directly through Alpina
Insuring your powerboat doesn't have to take long at all. You can arrange boat insurance in as little as 10 minutes. It starts by comparing insurance policies. For this you enter some data about your boat in our online comparison tool. Then you get an overview of all insurers, including corresponding premiums and policy conditions. Have you found the best boat insurance? Then you can take out your insurance directly online. After you have taken out your boat insurance online, the application will be processed immediately. So you can quickly go sailing with your boat insured.
Do you still have questions about boat insurance or would you prefer to consult with one of our insurance specialists? Then be sure to contact us! You can reach us Monday through Friday from 8 a.m. to 6 p.m. by phone at 030 - 688 37 00. Would you rather send us a message? No problem, you can do that via chat, WhatsApp or Messenger.
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