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We pick out the fine print for you

"Comparing boat insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your boat insurance every year."

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Expert insurance for years

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Your powerboat insurance coverage

We look at your boat, compare a wide range of boat insurance policies and help you choose the appropriate coverage.

WA

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

WA + Limited casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

WA + Full casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

All about your powerboat insurance

Motor yachts come in all shapes and sizes. The amount of luxury aboard a motor yacht often depends on the size of the boat. Often larger motor yachts have multiple berths and a kitchen on board. In other words, an impressive boat!

Have you recently purchased or may be planning to purchase a motor yacht? If so, you are probably wondering if you are required to insure your powerboat. A boat insurance policy ensures that you are insured in case of damage. You choose which coverage you want. So you can choose from WA, WA + Limited Casco or Allrisk.

Insurance of a motor yacht not mandatory in the Netherlands

In the Netherlands it is not mandatory to insure your motor yacht. However, WA boat insurance is mandatory in some situations. This is for example at competitions, in a marina, a boat shed or on (part of) waterways. Do you ever sail your motor yacht in foreign waters? If so, boat insurance may be required by law. For example, this is often in countries around the Mediterranean, such as Greece, Croatia, Italy and Spain. In these countries, you can prove your coverage with an international certificate of insurance. You can request this certificate from your insurer or intermediary before you take your motor yacht on vacation.

Reasons to insure your motor yacht

So while insuring a motor yacht is not mandatory, it is often wise. It is recommended to take out at least third-party boat insurance. After all, it is becoming increasingly crowded on Dutch waters. This also increases the chance of an accident. If you take out a WA insurance, you are insured for damage you cause to another person with your boat. The repair costs for damage to a boat can sometimes be substantial, especially if it is a very new or expensive boat. Not to mention the costs for personal injury. Are you hesitating because of the insurance premium? TPL boat insurance does not have to cost a lot. You already have third-party insurance for €60 per year, depending on your boat and situation. Wondering what it costs to insure your motor yacht? Then calculate the premium directly.

What does motor yacht insurance cost?

Just now we already gave you an indication of the premium for third-party boat insurance. But on what factors does the premium for motor yacht insurance actually depend? When calculating the premium, an insurer looks at the following factors:

  • The type of boat
  • The boat's engine
  • The coverage you choose
  • Any claim-free years you have accumulated with past boat insurance
  • Any membership in a water sports association

Of course, a motor yacht is a luxury and often expensive boat. Therefore, you may want to consider WA+ or All-risk insurance. This also insures you for damage to your own boat. Of course, more extensive coverage is also more expensive, but often this is disproportionate to the cost in case of damage.

Motor yacht insurance? Get insurance directly through Alpina!

Insuring your motor yacht doesn't have to take long at all. You can arrange boat insurance in as little as 10 minutes. It starts by comparing insurance policies. To do this, enter some information about your boat in our online comparison tool. Then you get an overview of all insurers, including corresponding premiums and policy conditions. Have you found the best boat insurance? Then you can take out your insurance directly online. After you have taken out your boat insurance online, the application will be processed immediately. So you can quickly go sailing with your boat insured.

Do you still have questions about boat insurance or would you prefer to consult with one of our insurance specialists? Then be sure to contact us! You can reach us Monday through Friday from 8 a.m. to 6 p.m. by phone at 030 - 688 37 00. Would you rather send us a message? No problem, you can do that via chat, WhatsApp or Messenger.

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