Insure your dinghy easily and quickly

A dinghy is often confused with a Rigid Inflatable Boat (RIB). Yet they are different vessels. A dinghy is made of material that holds air, so it lies on the water. A RIB, on the other hand, lies in the water rather than on it. A RIB is often used for rescue operations on water. Because of the fixed construction of a RIB, it cannot be folded, whereas a dinghy can be folded in most cases.

No, insurance for a dinghy is not mandatory. In the Netherlands, WA boat insurance is only mandatory in a few situations. This is if you want to moor your boat in certain marinas, if you sail races with your boat, at a boat storage facility and at certain waterways or parts thereof. Do you ever go boating abroad? Then boat insurance may be required by law. This is often the case in Mediterranean countries such as Greece, Croatia, Italy and Spain. Think about this when taking your boat on vacation.

So although boat insurance is not mandatory, you would be wise to insure a dinghy. If you cause an accident with your boat, causing damage to another person or someone else's property, the costs can be substantial. Especially if you are also dealing with personal injury. Therefore, you may want to consider getting at least third-party boat insurance. With third-party boat insurance, you are insured for liability damages you cause with your boat. Of course it is also possible to insure damage to your own boat. You can then choose a more extensive coverage. Do you use your boat a lot? Then a good boat insurance is recommended.

When insuring your dinghy, you have a choice of three different coverages: WA, WA + Limited Casco or WA + Full Casco (also called Allrisk). Besides the WA boat insurance you can also choose a more extensive coverage. With the WA + Limited Comprehensive coverage you are also insured for damage caused by fire, auto-ignition, explosion, storm and hail. With an all-risk boat insurance you are fully insured. For example, did you collide with the quay while mooring the boat? Then all-risk insurance covers the repair costs to your boat.

Are you looking for boat insurance for your dinghy? On Alpina.nl you can use our handy online comparer to compare different dinghy insurances. Moreover, you will immediately get an indication of the premium. Have you found the right boat insurance? Then you can take out the insurance directly online. This way you can insure your dinghy properly and quickly.

Do you still have questions about taking out boat insurance or would you like to consult? Our insurance specialists are at your service! You can reach us Monday through Friday from 8 a.m. to 6 p.m. by phone at 030 688 37 00. You can also send us a message via chat, WhatsApp or Messenger.