Insure your dinghy easily and quickly

A dinghy is often confused with a Rigid Inflatable Boat (RIB). Yet they are different craft. A dinghy is made of material that holds air, so it lies on the water. A RIB lies in the water instead of on it. A RIB is often used for rescue operations on the water. Due to the fixed construction of a RIB the boat cannot be folded, whereas a rubber boat can be folded in most cases.

No, insurance for a dinghy is not mandatory. In the Netherlands, WA boat insurance is only mandatory in a few situations. This is if you want to moor your boat in certain marinas, if you sail races with your boat, at a boat storage facility and at certain waterways or parts thereof. Do you ever go boating abroad? Then boat insurance may be required by law. This is often the case in Mediterranean countries such as Greece, Croatia, Italy and Spain. Think about this when taking your boat on vacation.

Although boat insurance is not compulsory, it is wise to insure your dinghy. If you cause an accident with your boat and consequently cause damage to someone else or someone else's property, the costs can mount up considerably. Especially if you also have to deal with personal injury. Therefore you may consider to take out at least a WA boat insurance. With a WA-boat insurance you are insured for liability damages that you cause with your boat. Of course it is also possible to include damage to your own boat in the insurance. You can then choose for a more extensive coverage. Do you use your boat a lot? Then a good boat insurance is recommended.

When insuring your dinghy, you have a choice of three different coverages: WA, WA + Limited Casco or WA + Full Casco (also called Allrisk). Besides the WA boat insurance you can also choose a more extensive coverage. With the WA + Limited Comprehensive coverage you are also insured for damage caused by fire, auto-ignition, explosion, storm and hail. With an all-risk boat insurance you are fully insured. For example, did you collide with the quay while mooring the boat? Then all-risk insurance covers the repair costs to your boat.

Are you looking for boat insurance for your dinghy? On Alpina.nl you can use our handy online comparer to compare different dinghy insurances. Moreover, you will immediately get an indication of the premium. Have you found the right boat insurance? Then you can take out the insurance directly online. This way you can insure your dinghy properly and quickly.

Do you have any questions about taking out boat insurance or would you like to discuss them? Our insurance specialists are ready for you! You can reach us Monday to Friday from 08.00 to 18.00 on 030 688 37 00. Of course you can also send us a message via chat, WhatsApp or Messenger.