Purchase your boat insurance online

To find thebest boat insurance, it’s important to compare different policies. That way, you can find the boat insurance that best suits your personal situation. Whencomparing boat insurance policies, there are two key factors to consider: the coverage you want and the area where you’ll be sailing. Do you want only basic coverage, or would you prefer the most comprehensive policy? Do you plan to sail only in the Netherlands, or would you also like to take your boat abroad? All of these factors affect the cost of your premium.

• You choose the coverage you want for your boat insurance and can customize it yourself.
• We compare not only prices but also the quality of the providers. When comparing insurance policies, you can view the details for each provider and compare multiple policies side by side.
• Found the right boat insurance? You can apply for coverage directly online at Alpina.nl. After entering some information about the boat and answering a few questions, you’ll see right away whether your insurance application has been approved.
• If you purchase boat insurance through Alpina.nl, you always havea 14-day cooling-off period. This means you can cancel your boat insurance within 14 days. You can then get a refund of the premium you paid, unless, of course, you’ve filed a claim.
• At Alpina, we value personal contact. Our knowledgeable staff is here to help you whenever you need it. You can reach us Monday through Friday from 8:30 a.m. to 5:30 p.m. at 088-6883700.

There are three types of coverage for your boat insurance, namely:

Third-Party Liability Insurance

With third-party liability coverage, the boat is insured for damage you cause to other people’s boats. If you accidentally collide with another boat and that boat is damaged as a result, your insurer will cover the damage if you have third-party liability insurance. Otherwise, you’ll have to pay for the costs yourself. Was your own boat also damaged? Unfortunately, third-party liability insurance alone does not cover this. To be reimbursed for this damage, you’ll need comprehensive boat insurance.

Comprehensive/Third-Party Liability Insurance

This is the most comprehensive type of coverage. With all-risk insurance, in addition to the damages mentioned above, you’re also covered for damage to your own boat, even if you caused it yourself. For example, did you bump the boat against the dock while mooring it? In that case, all-risk insurance covers the repair costs for the boat. This coverage is particularly recommended for high-value boats, as repair costs for such boats can be very high.

It’s hard to say exactly how much boat insurance costs. That’s because thecost of boat insurancevaries depending on the boat. We recommend using our calculator to get an estimate. After entering a few details, you’ll immediately see the insurance options available for your boat. You can easily compare these options. This way, you’ll immediately see how much boat insurance costs for your boat and can choose between the different types of coverage. In general, liability insurance is the cheapest option, but it also provides only the minimum coverage. The factors that determine the cost of insurance for your boat are listed below.

The premium for boat insurance is determined based on a number of factors. These cost-determining factors are discussed and briefly explained below.

The type of boat

This assessment takes into account the type of boat (for example, a yacht or a sloop), the year of manufacture, the boat's length, and its current market value.

The engine

There are various types of boat engines, and the risk to the insurer varies depending on the type of engine. For example, the insurer considers whether it is an inboard engine or an outboard engine. The insurer also wants to know what type of fuel is used and what the engine’s total power output is.

Coverage

The cost of your boat insurance premium naturally depends on the coverage you choose. If you opt for basic liability coverage, your monthly premium will be lower than if you purchase comprehensive all-risk insurance. When choosing your coverage, it’s best to consider your personal situation. It also depends on the waters where you want to be covered and where the boat will be moored.

In addition, an insurer may consider:

• Any claim-free years you may have accumulated through past boat insurance policies.
• Possible membership in a water sports club.

Do you love cruising through Amsterdam’s beautiful canals? In that case, it’s often not possible to get comprehensive boat insurance. Most insurers consider the risk of damage to the boat too high and therefore do not offer comprehensive boat insurance in such cases. If they do, it often comes with a significantly higher premium. Fortunately, it’s usually possible to get third-party liability boat insurance if you want to cruise the canals of Amsterdam.

Would you liketo calculate the premium forboat insurance? Then you’ll first need to make a few decisions about the policy. For example, you’ll need to choose the coverage you want and the area where you’ll be sailing. Next, you can quickly and easily compare different boat insurance policies using our online comparison tool. This makes it simple to get an estimate of the cost of your boat insurance. Have you chosen a boat insurance policy? Then you canpurchase it online right away.

Althoughboat insuranceisn’t mandatory in the Netherlands, it can save you a lot of money in the event of damage or an accident. Repair costs for damage to a boat can quickly add up. By insuring your boat properly, you’ll never face any unpleasant surprises. You can insure your boat quickly and easily at Alpina.nl. First, calculate your premium online, and then take out the boat insurance plan of your choice right away. Once you’ve purchased boat insurance online, your application will be processed immediately.

Have you recently purchased a sailboat, or are you perhaps considering buying one? Then, of course, you’ll wantto insureyoursailboatso that it’s properly covered in case of damage or an accident. A sailboat isn’t a cheap boat, and damage can quickly add up. Naturally, you’ll want to avoid that! You can choose whether to insure your sailboat under third-party liability (WA), third-party liability plus (WA+), or comprehensive (all-risk) coverage. Choose the coverage that best suits your boat, so you never pay too much in premiums for boat insurance.

A sloop is perfect for enjoying long boat trips in the summer. It’s fun to cruise with friends or family on the Netherlands’ most beautiful lakes and ponds. Of course, a boat this nice needs to be properly insured so you can head out onto the water as soon as the sun starts shining.That’s why you should always get insurance for your sloop. That way, you can be sure you’re covered in case of damage.

A rubber boat is made of a material that traps air, allowing it to float on the water. A rubber boat is often confused with a Rigid Inflatable Boat (RIB). A RIB sits in the water rather than on it. A RIB is often used for water rescue operations. It is not mandatoryto insurearubber boat. However, it is wise to purchase third-party liability insurance. If you cause damage to someone else while using the rubber boat, the costs can add up quickly. With third-party liability boat insurance, you ensure that you are covered for damage you cause to others.

You can alsoinsure yourjet ski through Alpina. Although it is not mandatory to insure your jet ski in the Netherlands—unlike in many other European countries—it is definitely recommended. You need a boating license for a jet ski if it travels faster than 20 kilometers per hour. In most cases, therefore, a boating license is required. When using a jet ski, also pay attention to the designated boating area. Usually, special areas for high-speed boating are marked a good distance offshore.

A personal watercraft and a jet ski are legally the same. However, there is definitely a difference between these two vessels. You are required to operate a personal watercraft while seated, whereas a jet ski may also be operated while standing. There is little difference between jet ski insurance andpersonal watercraft insurance. Just as with jet skis, it is not mandatory to purchase personal watercraft insurance in the Netherlands. In Spain, Italy, Greece, and Croatia, however, it is mandatory. Of course, it is still recommended to insure your personal watercraft in the Netherlands.

A sailing yacht, just like a sailboat, is a type of sailing vessel. Generally speaking, smaller vessels are referred to as sailboats. These are mainly used for recreation or sports. A sailing yacht or sailing vessel is usually larger than a sailboat. If you own a sailing yacht, you naturally want to insure it as thoroughly as possible. Use the calculator below to compare various providers based on premium and coverage. Once you’ve found suitable insurance for your sailing yacht, you can purchase it directly online.

When small boats cause damage to others, this is covered by personal liability insurance (AVP). Examples include rowboats, canoes, and boats with less than 4 pk. These small boats therefore do not need to be covered by third-party liability insurance. You can find more information about personal liability insurance on the liability insurancepage.

Of course, you’d prefer to pay as little as possible for boat insurance, but you still want your boat to be properly insured. We can’t estimate in advance which boat insurance policy will be the cheapest—it all depends on your personal situation. Do you have a brand-new motorboat? Then the boat insurance will cost more than it would for, say, a small rowboat. To find the cheapest boat insurance, we recommend that you alwayscompare different policies. That way, you can easily find the best and cheapest boat insurance for your situation.

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