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Your watercraft insurance coverage

We look at your boat, compare a wide range of boat insurance policies and help you choose the appropriate coverage.

Damage to others
Fire, self-ignition, explosion and joyriding
Storm and hail
Contents
Trailer + dinghy
Other external damage

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WA + Limited Casco

Damage to others
Fire, self-ignition, explosion and joyriding
Storm and hail
Contents
Trailer + dinghy
Other external damage

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WA + Full Casco

Damage to others
Fire, self-ignition, explosion and joyriding
Storm and hail
Contents
Trailer + dinghy
Other external damage

Calculate your premium

All about your watercraft insurance

It is regularly thought that watercraft is another name for a jet ski. However, this is not entirely true. Although a watercraft and a jet ski are the same for the law, there is indeed a difference between the two craft. A personal watercraft is required to be operated while seated, while a jet ski may be operated while standing. There is little difference between jet ski insurance and personal watercraft insurance. As with the jet ski, it is not mandatory to have boat insurance in the Netherlands. In Spain, Italy, Greece and Croatia, however, it is mandatory. Of course, in the Netherlands it is recommended to insure your watercraft. On Alpina.nl you can read all about insuring a water scooter.

Watercraft insurance against theft

You can take out three different coverages for your watercraft insurance: third-party, third-party + Limited Comprehensive, or third-party + Full Comprehensive (All-risk). If you take out a WA boat insurance, this means that you will only be compensated for liability damage. If you cause damage to another person with your watercraft, the insurer will reimburse you. Damage to or theft of your own watercraft is not covered by a third-party watercraft insurance. For this you have to choose a more extensive Casco coverage. With this you are insured for theft of the sloop and damage by, for example, fire, auto-ignition, explosion, joyriding, storm and hail. If you choose an all-risk boat insurance you are also insured for damage to your own watercraft, even if the damage is your fault. So you compose your insurance completely yourself.

What are the costs of insuring a watercraft?

Insuring a watercraft doesn't have to be expensive. To determine what boat insurance costs for your watercraft, an insurer will look at the following factors:

The type of boat
The boat's engine
The coverage you choose
Any claim-free years you have accumulated with past boat insurance
Any membership in a water sports club

Insure watercraft with 300 hp

Nowadays, there are more and more with 300 horsepower. That means they can reach speeds of up to 130 kilometers per hour. A watercraft with 300 hp is at a speed of 100 kilometers per hour within seconds. Great for a true speed demon, but risky for an insurance company. The higher the power and maximum speed, the greater the risk of damage and accidents. Want to know which insurers you can go with your watercraft? Then use our handy online comparer. You fill in some information about your boat and then you will get an overview of all the insurers you can contact, including their premiums.

Watercraft insurance? Get boat insurance at Alpina.nl!

Insuring your watercraft is easy on Alpina.nl. Start by comparing boat insurance policies. Have you found the right insurance? Then you can buy it directly online. This way you can quickly be on the water safely. For questions or help with your insurance, please contact us!