When should you insure a boat?
In the Netherlands, you are not required to insure your boat. This is in contrast to a car, which you must have at least third-party insurance. However, there are a number of situations in which you are obliged to insure your boat. Even if you want to take your boat abroad, different rules apply to insuring a boat. At Alpina.nl , we have found out when you need to insure your boat.
When is it mandatory to insure a boat?
So although it is not mandatory to insure a boat in the Netherlands, there are certain situations in which WA boat insurance is mandatory. This is in the following situations:
- If you want to moor your boat in certain marinas
- If you are racing your boat
- At a boat storage facility
- For some waterways (or parts thereof)
Why should I insure my boat?
Although insuring a boat is not mandatory in the Netherlands, it is wise. You can take out at least a WA boat insurance. With a boat insurance you are sure that you do not have to pay all the sky-high costs yourself in case of damage. Would you like to insure your own boat as well? Then all-risk boat insurance may be for you. The repair costs of damage to a boat can be considerable, not to mention personal injury. By insuring your boat properly, you can always go out on the water with peace of mind and never be confronted with unpleasant surprises.
Frequently Asked Questions
When should you insure a dinghy?
Insurance for a dinghy is not mandatory. Nevertheless, it is wise to have at least a third-party boat insurance. If you cause damage to another person with your dinghy, the costs can be considerable. With a third-party insurance you make sure you are insured for damage you cause to another person.
When should you insure a boat in Amsterdam?
Do you prefer to sail your boat through the beautiful canals of Amsterdam? Then it is often not possible to take out an all-risk boat insurance. Most insurers find the risk of damage to the boat too great and therefore do not take out an all-risk boat insurance. If they do, the premium is often considerably higher. Fortunately, it is usually possible to take out third-party boat insurance.
When should you insure a sailboat?
It is not mandatory to insure your sailboat, except in a few situations. This is, for example, if you compete in a sailing competition with your sailboat. Moreover, sailboats are often expensive boats. Therefore, boat insurance offers you extra security.
When should you insure your boat abroad?
Some countries do require you to insure your boat. This is especially in the countries around the Mediterranean Sea. These include Greece, Croatia, Spain and Italy. You can prove your coverage in these countries with an international certificate of insurance. You can request this certificate from your insurer or intermediary before you go on vacation. This proof can be different for each country. For example, there is a special Italy certificate which is only valid in Italy.
Take out boat insurance directly on Alpina.nl!
Before insuring your boat, of course you want to know what you will spend each month on insurance premium. At Alpina.nl you can easily calculate the premium. To do so, you must first make some decisions about your boat insurance. You have to choose which coverage you want and in which area you want to be insured. These data you then enter, in our online comparer. This way you can easily and quickly compare different boat insurances and already get an idea of the costs. Have you chosen a boat insurance? Then you can take out the insurance directly online.
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