How can I insure a switchblade moped?

Switching moped insurance: what coverage should I choose?

When purchasing moped insurance for your shifter moped, you can choose from three different coverages: WA, WA + or All-risk. The best coverage to choose depends on your personal situation and your moped. We briefly explain the three coverages:

WA coverage

If you choose third-party coverage, you are only insured for damage you cause to another person. You take out third-party insurance because it is mandatory, of course, but also to protect yourself. If you don't hit another driver too hard with your moped, you may get away with just eye damage, but if you hit another moped or pedestrian at considerable speed, you may also cause personal injury. The consequences of personal injury are serious and can be costly. With third-party insurance you are insured against this.

WA+ coverage

If you prefer to be a little more extensively insured, you can also choose the WA+ insurance. This is also called WA + Theft and Fire. With this you are also insured for damage by fire and theft. Especially theft can be a useful addition to your moped insurance. Mopeds are very popular with thieves. Remember to check your insurer's policy conditions to see if there are any conditions attached to this coverage. For example, one condition may be that you must have a good quality lock on your shifter moped. If you do not have these and the moped is stolen, the insurance may still not provide coverage.

All-risk coverage

The most comprehensive coverage you can choose is all-risk moped insurance. This not only insures you for all the damages mentioned above, but also for damage to your own shifting moped, even if you yourself are liable for the damage. All-risk coverage is often chosen for very new or expensive mopeds.

Take out moped insurance for your shifter moped directly

At Alpina, you can insure your gearbox moped directly. Using your license plate number, we can find out what type of moped you have. We then base the insurance and premium on that. Then you can use our online comparison tool to compare different insurers on price and content. So you can be sure that you will soon have the best insurance for your moped.