Tomos insurance
Tomos is a well-known name when it comes to mopeds. In fact, it has been one of the most popular moped brands for years. Every moped rider naturally wants his or her moped to be properly insured. First, in the Netherlands it is mandatory to have at least a third-party insurance. In addition, it is nice to be properly insured if you get into an accident and sustain damage. This way you can be sure that you will not have to deal with high costs. Therefore, it is best to get a good Tomos insurance as soon as possible. At Alpina, you can put together your Tomos insurance exactly the way you want it.
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Am I required to have insurance on a Tomos?
Yes, you should at least take out third-party insurance for your Tomos moped. This is because in the Netherlands it is a legal requirement to have at least a WA insurance for every motor vehicle. With a WA moped insurance you are insured for damage you cause to another person. Suppose you crash your Tomos into another moped. There is considerable damage to both mopeds. If you only have third-party insurance, the damage to your own moped will not be reimbursed by the insurer. If you want to insure this, you must choose a more extensive coverage.
What cover are there for a Tomos insurance?
When taking out Tomos insurance, you have a choice of three different coverages, namely WA, WA+Theft and Fire and All-risk. You can think in advance about which coverage best suits you and your moped. Do you have a very new or expensive Tomos? Then all-risk moped insurance might be a good option. If your Tomos is older, you can also opt for third-party insurance. We briefly explain the three coverages for you.
Third-party cover
TPL stands for third-party liability. With third-party insurance you are insured for damage you cause to another person. For example, if you overlook a driver from the right and accidentally cause damage. Your third-party insurance ensures that the damage to the other driver is compensated. Is your own Tomos also damaged? Then these costs are for your own account.
WA+ coverage
An addition to the WA insurance is the WA+ insurance. This coverage is also called WA + Theft and Fire. Especially theft can be a nice addition, because mopeds are very popular with thieves. In that case, do not forget to buy a good lock. This is often also one of the conditions that an insurer sets for this cover.
All-risk cover
The most comprehensive insurance is the all-risk insurance. With this, you are also insured for damage to your own Tomos, even if you are responsible for the damage yourself. The all-risk moped insurance is the most expensive insurance and is therefore often taken out for new or expensive mopeds.
Take out Tomos insurance directly on Alpina\.nl
At Alpina.nl you can easily and quickly take out Tomos insurance. Enter the license plate number of your moped and some personal details in our online comparer and you will immediately get an overview of moped insurance. You can then compare these on price and content. We show not only the premiums, but also the corresponding policy conditions.
Do you have any questions about taking out moped insurance? Please contact us! Our insurance specialists are ready to answer all your questions. You can reach us by phone from Monday to Friday at 088 - 6883700. You can also send us a message via chat, WhatsApp or Messenger.
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