All-risk home insurance

What does all-risk building insurance cover?

When taking out home insurance, there are different coverages available. What you get paid in the event of a claim is determined by the coverage you choose. Because of this, it is important to consider which coverage best suits you and your home.

There are several coverages within a home insurance policy that you will often encounter. The most comprehensive is all-risk home insurance. This covers the most common damages. You are then insured for damages such as an explosion, fire, lightning and falling trees. The costs to prevent further damage or to clean up damage are often also covered. When you have an all-risk home insurance policy, these costs are covered in most cases up to a maximum amount. In addition, with this insurance you are also covered for damage caused by sudden unforeseen events. Also when you accidentally damage the building yourself. Furthermore, storm damage (from wind force 7), water damage, theft and burglary damage are covered. Even if nothing has been stolen and there is only burglary damage.

Building insurance? Calculate your premium!