Is a garage co-insured on your buildings insurance policy?
You bought a house with a spacious garage attached. Very nice to park your car or store unnecessary things. But this garage is not attached to your house. What about your insurance?
This depends on the type of insurance you have chosen. Some building insurance policies include this, provided the garage is attached to the house or on the same property. With other insurances only up to a certain number of square meters. It is therefore wise to check carefully where it is or is not included in the insurance. Not every insurance company takes it for granted that a garage is included in the property insurance.
Property insurance covers damage to items attached in, and to the house. This includes pipes, central heating, the bathroom and toilet. Should something break down on the house or garage, it's nice to know it's insured. How can loose items be insured? They fall under the contents insurance. Your kitchen, by the way, falls under the building insurance.
What about buildings insurance for a (loose) garage box?
As mentioned earlier, this depends on your insurer. In many cases, individual garage boxes are covered under the home's property insurance policy. However, this is not the case when your garage box falls under a different address. Check this carefully and notify your insurer.
Importance of insuring your garage (box)
It is important that you have your garage co-insured. After all, it is your property. Should something happen to it? Then you don't want to have to pay for the damage yourself. Maybe it's a storm and a tree falls on your garage! If you don't have insurance, you'll have to pay all the repair costs yourself. Even if there is a break-in or a fire, you would prefer your garage to be insured.
Choose building insurance with Alpina
With building insurance from Alpina, you can always be sure that your home and garage are neatly insured. Our attractive rates and excellent service always offer you the best solution for your insurance needs. Do you have any questions about Alpina's services? Please do not hesitate to contact us.
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