Can I purchase glass insurance as additional coverage?
It is possible to take out glass insurance as additional coverage or as an extension within your building insurance.
With most insurers glass is not standard insured. If you have glass damage to your home, it is of course very annoying. It makes it very easy for burglars to enter your home and, especially in winter, it can get very cold in the house. An accident is in a small corner, so it could just happen that a window of your house breaks. Perhaps glass insurance can help.
Is all the glass in your home insured with glass insurance?
With glass insurance, you are insured for damage to windows. That is, all windows intended to let in daylight. All other glass in the home, such as mirrors or an aquarium, for example, is not covered by glass insurance. Other (more expensive) types of windows, such as stained glass or cut glass, are not always covered by glass insurance. For this, it is best to check the policy conditions.
What to do with window damage (rental) house?
When you notice window damage to your home, it is annoying enough. At that point, you want the window fixed as soon as possible. If you do not live in a purchase house, but in a rental house, different conditions may apply. In the event of window damage to your rental property, it is best to contact the landlord directly. Most likely, the landlord will have stated in the lease what they expect you to do in terms of insurance. In the rent, the landlord usually includes an amount for insurance. Check carefully in the rental contract whether window damage to the house is also covered. If it is not clear, check with the landlord to avoid confusion and extra costs.
What should you consider with glass insurance?
When your home becomes vacant because you are moving, there may no longer be coverage on the glass insurance. This is due to the fact that windows of vacant homes are more likely to be smashed and destroyed than those of occupied homes. Do you have a renovation planned? Then check the policy conditions to be sure. Even during a renovation, there is a greater chance that a window will be broken. Because of this, some insurers have excluded this from coverage, It is advisable to communicate this type of change in the living situation with your insurer in a timely manner so that you are aware of how it will affect you.
Never underinsured
Put together your own package
A wide range
We compare all insurers for you, saves time again
Help from our experts
Can't figure it out? Our experts are always ready to help you
We can be reached via chat, WhatsApp, phone or email
Questions? Contact us if you want to know more.
We are here Monday to Friday from 08:00 to 18:00.