What is the meaning of buildings insurance?
Property insurance may not be the first thing you think of when you buy a home. And yet this is one of the most important insurances to take out. After all, a home is a major investment. Perhaps the biggest expense you will ever make in your life. And big investments come with risks....
When a fire breaks out, for example, this investment can suddenly be wiped out. As if that's not bad enough, the cost of rebuilding runs high. Often you can't pay this right away. That's why we have building insurance: it covers the rebuilding value of your home.
What are the benefits of building insurance?
Taking out home insurance brings several benefits. We explain these below.
Security
Property insurance gives you security. Does something go wrong with your home? Then the costs for you personally won't run too high.
Broad coverage
With buildings insurance, more is insured than just the foundation of your home. It also covers certain items in your home. However, these should be items that you cannot just pick up and take away. A free-standing cupboard is not covered by your buildings insurance, but your kitchen usually is. Would you also like to insure your free-standing items? Then take a look at the possibilities with our contents insurance.
Cost
Property insurance certainly doesn't have to be expensive. Not at all compared to the actual cost of rebuilding your home. For that reason, it is definitely worth taking out a homeowners insurance policy.
When to purchase homeowners insurance?
If you have bought a house, it is always wise to take out buildings insurance. After all, you don't want something to happen and you then have to bear the full cost of rebuilding.
Take out your home insurance with Alpina: simple and affordable
Don't have building insurance yet? Then simply take it out at Alpina. At Alpina you always get the most complete insurance at the most advantageous price. Do you have questions about our home insurance or other insurances? Please feel free to contact us. Our customer service will be happy to help and advise you.
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