Leakage thatched roof: is it covered by property insurance?
A thatched roof that has been professionally laid often lasts up to 25 years. If you maintain the thatched roof properly, it can even last about 10 to 15 years longer. Still, even if you maintain the roof properly, problems can always arise, such as a leakage. After all, heavy rain and stormy weather are becoming increasingly common in the Netherlands. Therefore, it is important that you properly insure your home with a thatched roof with building insurance. But is leakage to a thatched roof also covered by property insurance? We will tell you!
What kind of leakage does homeowners insurance cover?
In principle, leakage is covered by a building insurance policy, but an insurer often imposes some conditions. Leakage damage is covered if it is caused by any of the following:
- Leaks from central heating, water pipes or systems connected to them
- Leaks from roofs or gutters
- Storm water damage
- Leaks due to freezing of broken central heating or water pipes
Damage caused by a neighbor's leak is not always covered by the insurer. You can check this in the policy conditions. Should your building insurance company not cover this, you may be able to recover the damage from the neighbor's liability insurance.
Leakage on a thatched roof
Roof leaks are therefore covered by buildings insurance. It does not matter what material your roof is made of; even a thatched roof can be insured. However, it is important that you take a number of measures to limit water damage, such as bringing your belongings to safety and catching the water as much as possible to prevent further damage.
In addition, it is important that you report the damage to your insurer as soon as possible. You can also take photos and videos of the damage to ensure that you are reimbursed the correct amount.
Take out property insurance for your thatched roof through Alpina
Taking out buildings insurance for your thatched roof ensures that you are properly insured in the event of a leak. Don't forget to compare different providers in advance. You can do this very easily with our online comparer. You will immediately get an indication of the insurance premium. Have you found the right insurance? Then you can take out the insurance directly online with us.
Of course, you can always consult with one of our insurance specialists. They can answer all your questions and advise you properly. So be sure to contact us! You can reach us by phone from Monday to Friday from 8 a.m. to 6 p.m. at 088 - 6883700. You can also send us a message via chat, WhatsApp or Messenger.
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