Getting your business property insurance
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More than 5 years of insurance experience
All about business property insurance
If your commercial property is damaged, it can have major consequences for your business. If damage is severe, your daily operations may come to a standstill, with major financial consequences. Good insurance is therefore important, so that you can get back to business as soon as possible.
With business building insurance, you insure your business premises. It covers, for example, damage caused by fire, precipitation, steam, leakage, burglary, a falling object or a collision. The insured amount is based on the reconstruction value (repair costs) of the building. With business building insurance, all buildings used for business purposes are insured. This includes, for example, a barn that stands behind your business premises. So you don't have to insure each building(s) individually.
Why purchase business property insurance?
You are not required to purchase business property insurance for your commercial property. Nevertheless, in many cases it is wise. If you are the owner of the property, it is wise to take out business premises insurance anyway. Damage to a business property, for example by fire, can sometimes be considerable. Without proper insurance, the costs can be sky-high. When purchasing the property and taking out a mortgage, the bank may also require you to take out buildings insurance. If you rent a commercial building or workplace, you are not responsible for purchasing buildings insurance. This must be done by the owner of the commercial property.
What does business property insurance cover?
Business building insurance coverage can vary from one insurer to another. With most insurers, business buildings insurance provides coverage for:
- Damage caused by fire, storm or water
- Burglary
- Theft
- Vandalism
- Window Break
What is the cost of business property insurance?
The cost of business property insurance depends on a number of factors, including:
- The industry in which you work
- The building type of the property
- The address
- The amount of the reconstruction value
Based on the factors, an insurer calculates the amount of the premium. Curious about what business property insurance for your premises will cost? Then get an indication of the premium with our online comparer.
Get cheap business building insurance directly through Alpina!
Are you considering purchasing business building insurance for your commercial property? Then of course you want the best insurance, because your premises are the face of your company. The place where the daily work is done and where the heart of your company lies. Also insure your business contents? Then you can take out inventory insurance right away. At Alpina, we are happy to help you find the right insurance for your business.
On Alpina.nl you can already calculate an indication of the premium online. Do you still have questions about the insurance or the offer? Then please do not hesitate to contact us. You can reach us by phone at 030 - 6883712 or you can send us a message via the chat function on the website, WhatsApp or Messenger. Our office hours are Monday through Friday from 8 a.m. to 6 p.m. Inquiries can be made 24/7 on Alpina.nl !
