Why take out legal expenses insurance as a business owner?
As a business owner, you can become involved in a legal conflict in many ways. With business legal expenses insurance, as an entrepreneur, you are assured of legal help and advice when you need it. You will also be reimbursed for legal costs incurred.
Prevent conflicts among entrepreneurs
Everyone is familiar with the adage "prevention is better than cure. Unfortunately, legal conflicts cannot always be prevented. Especially as an entrepreneur, you have to deal with many different parties, making it easier for a conflict to arise. Resolving a legal conflict is sometimes very complex and can also be quite costly. You may have to deal with litigation costs, attorney fees and costs of independent experts. This is always annoying, but can be especially challenging for startup entrepreneurs. They often have not yet built up a large buffer to absorb such costs. With legal expenses insurance, you can be sure that (part of) the costs will be reimbursed. You are also assured of expert advice. Legal help can ensure that conflicts are resolved, or sometimes even prevented. Therefore, as an entrepreneur, there is no harm in taking out legal assistance insurance.
Taking out legal expenses insurance? Calculate your premium!
What kind of conflict can I face as a business owner?
As a business owner, you may face different types of conflicts. We explain some of them below:
Conflict due to business operations
Conflicts may arise over your business operations, such as when your business grows, when you enter into a partnership, or when new operations are started.
Conflict with supplier and/or customers
Numerous examples of conflicts with suppliers or customers can be listed. For example, a debtor who does not pay. A supplier who delivers a non-performance. Products that are not delivered, wrong, late or broken. Of course, it could also be that a customer is not satisfied with your service or product. For example, because a delivered product is not good, your service did not meet the customer's expectations or there were problems with the delivery. The customer may then file a complaint, refuse to pay the invoice or even hold your company liable. In such cases, legal assistance is very pleasant.
Conflict with staff
With employees in service, there is always the chance that a conflict will arise. For example, a conflict about dismissal, salary, maternity leave, sick leave, pension or the amount of a benefit. In the event of an employment conflict, legal assistance insurance offers your as an entrepreneur help, both in the form of mediation and assistance in a court case.
Conflict over premises
Whether you rent a few rooms in a shared business premises or have a whole building at your disposal: sometimes a conflict arises about the business premises. For example, about the (re)lease or (re)purchase of the premises, but also about zoning changes by the government, contractual disputes or a conflict in case of damage to the premises.
Conflict due to injury
An accident is in a small corner. Therefore, it can always happen that you or one of your employees is injured. This does not necessarily have to be during working hours. For example, it could be a traffic accident or medical malpractice. If you or one of your employees is injured, your legal expenses insurer can help recover damages.
Take out legal expenses insurance as a business owner
As an entrepreneur, do you want to be well insured in case of legal conflicts? Then take out legal expenses insurance! This way you can be sure that you are not alone during an employment conflict. Through Alpina.nl you can easily calculate the premium for your business legal expenses insurance. With our online comparison tool you can compare different business legal expenses insurances on price and content. Always check the policy conditions to see if there are certain situations where the insurer does not provide coverage. Have you found a good legal expenses insurance? Then you can take out your insurance directly online.
Are you unable to find it or do you still have questions? Then you can always contact us. You can reach us by phone at 088- 688 37 00 or send us a message via email, WhatsApp or Messenger. We are happy to help you!
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