Insuring a car over the weekend

Getting car insurance over the weekend

Many people buy a new car over the weekend. Do you also want to take the new car straight away and hit the public roads? Then you need to get car insurance on the spot. It can seem complicated to arrange insurance on short notice and outside office hours. You usually can't call an insurer then.

Fortunately, you can buy car insurance very easily online, even on weekends or in the evening. All you need is the license plate number and the report code. Provided there are no peculiarities or abnormalities, you will be accepted immediately with provisional coverage.

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Insuring your car online: fast, simple and flexible

Taking out insurance online offers many advantages: you can do it at any time of the day, wherever and whenever it suits you without depending on office hours. At Alpina, you can take out car insurance online 24 hours a day 7 days a week. Compare different providers to find the best coverage and price.

This makes it easy to purchase car insurance online:

1. Compare different insurers. At Alpina, you can also compare different insurers and choose the best and most economical option for your car.
2. Fill in the details of you and your car. You need the license plate number, the car's registration code, some personal information and your claim-free years. The insurance application will be sent immediately.
3. You get (provisional) coverage. You'll get a confirmation email with your coverage after you take out your insurance.

Car insurance over the weekend: provisional coverage

After you submit the insurance application, the insurer must first approve it. Since most insurers are closed on weekends, you won't receive the policy until the next business day.
In the meantime, of course, you want to take advantage of your new car and insurance. That's why there is the provisional coverage. With this coverage, you are already insured but the final approval and policy will follow later. Thus, if you purchase car insurance over the weekend, you will receive provisional coverage.

An insurer may initially accept the insurance right away, but still refuse the insurance at a later date.

Damage during provisional coverage

With provisional coverage, you can hit the road with peace of mind. Damage that falls within this period is almost always reimbursed, as long as you have been honest when applying.

If you drive damage during provisional coverage, it will be treated as if you were already fully insured. The insurer reviews the situation and the policy you applied for. Costs for damages that fall within the coverage will be reimbursed. Just like regular insurance. So you can be safe on the road even on weekends.

What should I do if I do not get provisional cover?

Don't get provisional coverage? Then you are not immediately insured and may not use the car yet. It may happen that the application for car insurance after obtaining provisional coverage is still rejected. We will contact you to discuss the possibilities. In any case, do not go on the road with your car.

Is your car not insured? Then you risk a €490 fine (offense code A915) from the Police if they stop you. Do you drive with an uninsured car damaged? Then you pay all the costs yourself.

License plate transfer over the weekend

Transferring a license plate over the weekend can be done at PostNL locations that are open on Saturday and sometimes Sunday or online through the RDW website. You need the registration certificate, registration code and a valid ID. After payment, you will immediately receive a release certificate. After this, you can insure the vehicle.

Insure your car in 3 minutes online at Alpina

At Alpina, you can purchase car insurance online 24 hours a day 7 days a week. Prefer to call? Every business day until 6 p.m., a team of underwriters is on hand to help you take out car insurance.

We are closed on weekends, but during the week you can always contact us directly . We can be reached by phone from Monday to Friday between 08:00 and 18:00 at telephone number 088-6883700. On weekends, of course, you can always send us a message via email, WhatsApp or Messenger, and we will reply to you as soon as possible during the week.