Compare car insurance

In addition to the legally required WA coverage, you can also choose the WA limited casco coverage, or the most comprehensive coverage with the All risk car insurance (WA casco).

With limited casco car insurance, you get coverage for fire damage, windshield breakage and damage from collision with stray animals in addition to the standard coverage for damage to the other party.

All-risk car insurance is a further extension of coverage. This car insurance also covers damage to your own car, even if the damage was caused by your own fault.

Which car insurance is best for you depends on several factors. For more information on the forms of insurance, please refer to the further explanation of the Third Party, Limited Comprehensive and All-Risk car insurance.

In addition to standard coverage, you can also choose supplemental insurance.

Frequently chosen insurances are accident occupant insurance and casualty occupant insurance. These policies pay out an amount in the event of damage to the occupants or the occupants' belongings as a result of an accident.

You can also co-insure legal aid and roadside assistance.

Several factors come into play when choosing a form of insurance.

For example, you can consider the age and daily value of the car, but also the accumulated claim-free years. If you have several years of claim-free driving, you can often choose the most comprehensive insurance at a fairly low premium.

Also consider where your car will be parked. If you park it on a busy street in a city, the risk of damage from theft or vandalism is higher, and then it may be a good idea to go for more comprehensive coverage. This is less important if your car is safely parked in your own garage.

The choice of the best coverage should be made deliberately. After all, the premium must be proportional to the daily value of the car. For example, for a car that is 12 years old, it often does not make sense to choose the most comprehensive car insurance. This is because the daily value of your car weighs heavily on how much the insurance company will pay out in the event of serious damage.

With Alpina's comparison tool, you can compare different insurers within minutes, and find the cheapest car insurance for your car.

Be aware that the cheapest car insurance is not always the best car insurance for you. If you have an expensive car, you probably want to insure it better. Then it's better to opt for more comprehensive coverage. With a 10-year-old car, you might not care as much if you get some damage. Then you can opt for only third-party insurance.

Think carefully about what you want the insurance to cover, and read the policy terms carefully. That way you can find the insurance that suits you best for the best price.

To get the best value for money, we recommend that you compare different insurers. This is because there are an awful lot of insurers on the market, giving you a choice of dozens.

Compare different coverages to see which one best suits your needs. Also consider the age and daily value of the car, and how many claim-free years you have accumulated. If one insurer is too expensive, choose another, cheaper insurer. This way you will find the most suitable car insurance at a good price.

Also, make a new comparison once in a while. Premiums and policy conditions of a car insurance company can change every year. Therefore, car insurance with the same coverage may suddenly be cheaper next year with another insurer. Of course, your personal situation can also change. Moreover, your car gets older every year. Maybe after a few years the coverage of your car insurance no longer fits your car. We therefore advise you to check annually if your car insurance still suits you.

We have made calculating your car insurance premium easy. To calculate via Alpina.nl you only need some simple data, such as the license plate of your car and the number of claim-free years you have accumulated. With this we can already give you an indication of the premium, so you can immediately start comparing.

Are you going to finalize the insurance? Then we also need the car's report code.

Buying or changing cheap car insurance

Taking out car insurance is easy to do online. By means of the license plate, all data of the car can be retrieved. In addition, you only need the accumulated claim-free years of your current car insurance and the calculation and comparison can begin. Is your car still insured with an expensive insurer? With our cancellation service we can cancel the existing car insurance. Choosing another car insurance can save you hundreds of euros in premiums per year.

Temporary car insurance

Do you need temporary car insurance? Even then we have possibilities. Think, for example, of insurance to drive to the RDW inspection or WA coverage during the export of a vehicle.

Instant car insurance

You can buy car insurance directly with us after you calculate the premium. By completing the underwriting and closing questions, you apply for insurance. Depending on the information you provide, you can get immediate provisional coverage. If you do not receive immediate provisional coverage, the company will evaluate your application. In most cases you will receive a response within 1 hour on working days.

Factors that play an important role in determining the premium:

1. What coverage did you choose?
2. How many claim-free years have you accumulated?
3. How many miles you will drive the car
4. What is your age?
5. What is your zip code?