Car insurance without a driver's license

When transferring, driver's licenses are often used to identify the new owner of the car, but it is not required. You can also use an ID card or a passport. You can also transfer a car's name online these days. You log in with your DigiD, so even this way you don't need a driver's license for the transfer. After registering the car, you may be in for a surprise. Not all insurers want to insure the car.

Normally, insuring a car is easy. Without a driver's license it is more difficult, but don't panic. Even in that case, you can still compare and choose the car insurance that is the most suitable car insurance for you in terms of conditions and amount of premium. In fact, in our car insurance comparer, we have already distinguished between insurers that do and do not require a driver's license. Through the comparer, you can therefore compare and purchase car insurance even without a driving license.

Without a driver's license, you are not allowed to drive a car. It is, of course, punishable by law. Driving without a license is also not allowed for car insurance purposes. In that case, the car insurance does not provide coverage. In case of damage, the insurer may pay out to the other party, but the damage may be recovered from you again. So bringing up a regular driver without a license when applying for car insurance is not going to work.

A major law violation can cause you to lose your driver's license. This need not affect an already existing car insurance policy. It goes without saying, of course, that without a license you can no longer drive a car. However, getting a new car insurance policy without a driver's license can be trickier. When buying new car insurance, one of the questions to be answered may be: "Have you ever been disqualified from driving?" Being without a driver's license due to a violation thus has consequences.