Can I get car insurance for my convertible?

Are you the proud owner of a convertible? Then summer is probably your favorite season. On a beautiful summer day, there is nothing better than a trip in the convertible, with the sun on your face and the wind in your hair. Sounds perfect right? To enjoy your convertible to the fullest, though, it's important to get the right car insurance. We can help you get the best car insurance for your convertible. So you can be on the road safely as soon as the sun starts to shine!

What is a convertible?

Cabrio is an abbreviation of the word cabriolet. A cabriolet used to be a carriage whose hood you could flip open. The very first cars made were exclusively cabriolets. So a convertible is a car whose roof can be opened. Today, convertibles come in all shapes and sizes.

What does car insurance cost for my convertible?

Convertibles are popular cars. This makes them, especially the models with a cloth roof, especially susceptible to burglary. You often hear that the fabric roof is cut by thieves. This is why it is important to properly insure your convertible. The cost of your convertible car insurance depends on the type of coverage you choose. You can choose from:

• WA insurance: With a WA insurance you are insured for damage you cause to others with your convertible. A WA insurance is required by law in the Netherlands. You must therefore choose at least a WA-coverage. You are not insured for theft or damage to your own car.
• A WA + limited casco: You can also opt for a WA + limited casco insurance. This is also called a WA+ insurance. With a WA+ insurance you are also insured for damage caused by fire, lightning, hail, storm, window breakage or stray animals and for theft.
• All-risk insurance: The most comprehensive coverage is all-risk coverage. It is already in the name: with an all-risk insurance you are insured against all risks. That includes the damages mentioned above as well as damage to your own car, even if it is your fault. Of course, all-risk insurance is the most expensive of the three.

Furthermore, the cost of your convertible car insurance depends on your age, your zip code and the number of claim-free years you have accumulated.