Home Car Insurance Car Insurance Calculator

Car Insurance Calculator

Get the best deal in two minutes.

License plate

Unknown

Postal code

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. For business use, you can enter the company's zip code here.

House number Addition

Settled in two minutes

14 days reflection period

Try our product risk-free with the 14-day satisfaction guarantee

A wide range

We compare most insurers for you

Help from our experts

Can't figure it out? Our experts are always ready to help you

Clear, transparent & honest advice for more than 110 years

For more than 800,000 clients, we provide clear, transparent & honest advice.

8.3

Based on 3699 reviews 93% recommend us.

customer stories

We pick out the fine print for you

"Comparing car insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your car insurance every year."

Laura - Expert auto insurance

Expert car insurance for years

All about car insurance calculation

Calculating a car insurance premium sounds complicated, but it's just not. We explain the steps you go through.

What do you need to compare car insurance?

We have made calculating car insurance premiums easy. To calculate via Alpina.nl you only need the registration number of your car and the number of accrued claim-free years. Of course, you will need to enter more for an accurate calculation, but you will know the rest of the answers by heart.

Step 1. Fill in basic information

Already on the first page of our comparer, you are asked for your license plate number and number of claim-free years. By also entering your zip code, house number and date of birth, the various insurers can be compared.

Step 2. Choose the desired coverage

When calculating the premium, choose your desired coverage. Are you still unsure between two coverages? Later in the comparison, you can still choose a different coverage. The three forms of insurance are:

Step 3. Additional questions about how you use the car

Insurers estimate the risk. The number of miles you drive the car per year plays a role. More miles means a greater risk for the insurer. Also, if the car is used for business, the risk increases. In addition, not all insurers are willing to insure business cars. In case the car to be insured is a second family car, there are opportunities to negotiate additional discounts.

Step 4. Questions focused on claim-free driving

The following questions should clarify discount options. For example, if you have driven a leased car in the past three years, you can get additional discount with a lease statement showing that you have not caused any claims. We can take over accrued claim-free years from your previous insurer.

Step 5. See how much you can save

The calculation is done. The results show which insurer comes out best from the comparison. You can now request a quote from one or more insurers. You can also choose the 'Continue' option and select any additional insurance. Behind the green exclamation mark you will get further information about the additional coverages.

Are there any fees payable when purchasing auto insurance?

Yes, with most insurance policies, you owe a one-time policy fee of €13.36. You will then be charged the quoted premium monthly or annually. In the event of a claim, there may be a deductible. You may see this as a cost in the event of a claim.

Saving extra on premium

Don't blindly choose the most comprehensive coverage. All-risk car insurance is the most comprehensive insurance, but is probably too costly for older cars with only a small daily value. This is because the premium is based on the new-for-old value of the car, but the daily value is assumed in case of damage.

Car insurance benefits at Alpina.nl

Instant coverage available 24/7

Car insurance can be calculated and taken out 24 hours a day, 7 days a week. In most cases, you also get coverage right away, allowing you to get your car on the road quickly.

Close within 5 minutes

When you buy car insurance online, you want coverage right away. That's why with us, you see where you stand right away. You can insure your car within 5 minutes. You choose your own coverage and excess, so you never pay too much. Your application is reviewed immediately and takes effect whenever you want.

Not good, money back! 14 days reflection period

When you purchase a car insurance policy with us, you have a 14-day cooling-off period. This means that you can cancel the car insurance within 14 days without giving any reason.

How do we work?

We are an independent intermediary. That means we have no financial obligations or production commitments to any company. And that's a big advantage for you. Because we are always looking for the product with the lowest premium and the best conditions.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).

Report damage

Do you have a claim? If so, you can report it online using the form below. Do you need an emergency towing service? On your green card you will find the phone number of the emergency service to which your insurance company is affiliated.

If you have windshield damage coverage, you can use a windshield repairer listed on your green card. In most cases, the windshield repairer will settle the claim with your insurance company.

Click here to report a claim online.