Calculate premium for your car insurance
Getting your car insurance is easy online through Alpina in just a few steps. What you pay for car insurance depends on several factors. What are these factors and how can you calculate the premium of your car insurance? We will gladly explain it to you.
Car Insurance Calculator
The premiums between different insurers can be large. When comparing car insurance, it is wise to look not only at the price you pay per month, but also at the other terms and conditions. To calculate your car insurance premium, we need some information from you. When you want to start calculating a premium, we need some personal data. In addition, we ask for your license plate number and the number of accrued claim-free years.
What coverage do you choose?
The amount of your premium depends, among other things, on the desired coverage. If you are going to calculate a car insurance, you can choose from three basic coverages; WA (third-party liability), WA+limited casco and WA+full casco (all-risk). In the Netherlands you are required to have at least a WA coverage, so you are insured for damage to others. Do you also want insurance for storm or burglary, for example? Then choose WA+limited casco. WA+fully casco (all-risk) coverage also compensates for damage to your car that you cause yourself.
WA (mandatory)
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
Limited casco
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
All Risk (WA+Casco)
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
How is my car insurance premium calculated?
The insurer calculates the premium for car insurance based on a number of factors. These include age, place of residence, and the number of miles driven per year. Do you have many claim-free years? Then you will receive more discount compared to a novice driver. Finally, the age and value of your car as well as its power are factors that determine your car insurance premium.
How do I calculate the premium on a regular basis?
Have you had the same car insurance policy for years? Then it may pay to take another look at your car insurance. With changes in your personal situation, it is advisable to recalculate your car insurance premium. For example, if you have moved, have a new car or buy a second car.
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