What should I do in case of car theft?

What amount will be reimbursed?

Is your vehicle not recovered within 30 days? Then the insurance company will start paying out a certain amount. This amount depends on your coverage. Are you WA limited casco or WA casco insured? Then there are a number of options:

1. New value coverage: you get an amount that allows you to buy the same car new.
2. Purchase value settlement: you get the amount you paid for your used car.
3. Equivalent car scheme: you get an amount to buy an equivalent car.
4. Day value scheme: you are paid the current value of the stolen car

Were there items in the car at the time of theft? For example, a child seat or a phone holder? Unfortunately, these items are often not reimbursed. Always check your policy conditions to be sure. Is your car stolen during the vacations? Then your belongings from the car often fall under the travel insurance.

Car recovered after 30 days

If your car is recovered within 30 days and you can drive it again, the police will report it to the RDW. Note! From that moment on, you also have an insurance obligation again. If your car insurance coverage has been suspended, please contact your insurer and inform them that your car has been recovered. This way, your insurance can be reactivated. If you have already been paid an amount by the insurer and your car is still recovered, this amount does have to be repaid.

Tips to prevent car theft

So how do you prevent your car from being stolen? Of course, it can never be completely prevented. But you can make it as difficult as possible for thieves or burglars. For example, you can secure your car.

Also read:

• Car theft without forced entry
• Is car theft without a key reimbursed?