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How can I request Roy-data claim-free years?

As of Sept. 1, 2007, insurance companies switched to digitally storing the number of claim-free years accrued by customers. Roy-Data is the name of a royalty data system for the insurance market. All Roy-Data data with a cancellation date from September 1, 2007 are included in the system. Anyone can view the claim-free years recorded in Roy-data..

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Claim-free years and Roy-data

The system in which cancellation data - such as the number of claim-free years - can be consulted has great advantages. For example, it is no longer necessary to hand over the paper statement of cancellation (bonus-malus statement) when switching to a new insurance company.

You or your intermediary cannot access the claim-free years yourself online or by phone. Only an insurance company has access to this database. If you want to know how many claim-free years you have in Roy-data, you can submit a request. You will then receive this information by mail.

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What this means for car insurance

When taking out a car insurance policy, the company will check in the Roy-data system how many claim-free years you have accumulated. If the claim-free years have not yet been claimed by another company, they will be assigned to the new policy.

Transition period

For car insurance policies cancelled before September 1, 2007, an official cancellation statement is still in circulation. Such a statement is valid for 1 year. So until September 1, 2008, you can still be asked for an original termination statement when taking out a new car insurance policy. Cancellations before September 1, 2007 are not yet in Roy-data.

Meanwhile, a lot of societies have changed the validity of an expulsion notice to sometimes as long as 3 years.

When canceling a car insurance policy after September 1, 2007, the customer will now receive a cancellation sheet showing the number of claim-free years. The company will transmit the number of claim-free years to the Roy-Data system. Insurance companies will no longer issue a paper termination statement. Only when emigrating will the company still issue a paper statement.

Claim-free years transferable since 1-1-2022

Since Jan. 1, 2022, claim-free years are transferable in some situations. Upon death, for example, they can be transferred to the surviving partner. Also for lease drivers and drivers who have lived abroad for years, it is now possible to transfer claim-free years. This way they do not lose their accumulated claim-free years. You can read more about this new regulation in our blog post.

Roy-data helpdesk phone number: 088-7781122

Anyone wishing to inspect their registration in Roy-data can download the form "Inspection of Roy-data registration" at www.roydata.nl. On the website of Stichting Efficien Processen Schadeverzekeraars(www.seps.nl), you can find more information about Roy-data.

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To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. For business use, you can enter the company's zip code here.
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