What car insurance cover can be chosen from?

Third-party insurance

This insurance only provides cover for liability claims. The insurer therefore compensates damage caused to others. Damage to your own car is not covered by your own insurer. As the owner of a car, you are at least obliged to take out this insurance. The WA car insurance is often chosen for cars of 10 years or older, but also for these cars it can sometimes be advantageous to choose a more extensive coverage.

WA limited casco

The WA limited casco offers a broader coverage. Besides damage caused to others, there is also coverage for a number of damages described in the policy conditions. The insured causes of damage are:

• Collision with stray animals
• Hail and storm damage
• Lightning damage
• Fire and explosion
• Window breakage

The WA limited casco is often chosen for cars from 6 to 10 years old. The damages that are claimed on the limited casco part of the insurance do not go at the expense of the claim-free years. This is also the case with the WA-casco car insurance. What if the car insurance does not cover you?

All risk insurance (WA full hull)

This is the most logical choice for new cars up to 6 years old. The most important extension of the coverage is that own damages by collisions are also compensated by the own insurer. Also vandalism damage is insured in the WA-casco car insurance.

Extend auto insurance with additional coverages?

In addition to the three types of insurance, you can also take out additional insurance policies. These can be insurances to defend your rights. This is for example the legal assistance insurance. Additional cover for passengers is also often chosen, such as passenger accident insurance and passenger indemnity insurance.