What is hull car insurance?
When buying insurance, you have a choice between third-party car insurance and hull car insurance. WA stands for Third Party Liability. This forms the basis of your car insurance. You are legally obliged to choose at least a WA coverage for your car insurance, so you are insured for damage you cause to another person with your car. However, you can also choose hull car insurance. With this, damage to your own car is also compensated. There are two types of casco car insurance: limited casco and full casco.
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Casco meaning
Comprehensive insurance is insurance for a motor vehicle, not just a car. Comprehensive car insurance pays for damages to your car that are beyond your control. The damage can also be caused without anyone being to blame. Think, for example, of damage caused by fire or damage caused by a falling tree because of a storm. If you go for the most comprehensive insurance, damage due to your own fault is also covered.
There are two different hull car insurance policies, viz.
Limited hull car insurance
Limited collision car insurance covers the following damages:
- Collision with stray animals
- Hail and storm damage
- Lightning damage
- Fire and explosion
- Window Break
- Theft and damage from attempted theft
Claims you claim on the limited-hassle portion of the insurance will not be charged to the claim-free years.
Full body car insurance
Full body car insurance is also called all-risk car insurance. A full hull car insurance is the most expensive and the most comprehensive car insurance you can choose. In addition to liability damages and all previously mentioned damages, damage due to your own fault is also covered. Even when you yourself are at fault in an accident, for example, you will be paid for the damage to your own car.
Take out a Casco car insurance policy directly through Alpina
At Alpina.nl you can easily compare car insurance policies, so that you always choose the right one. After entering a number of details, you immediately get an overview of providers, including corresponding premiums and policy conditions. You choose the coverage you want. Have you found the right car insurance? Then you can buy it directly online.
Do you still have questions about car insurance? Then be sure to contact us! We are available Monday to Friday from 8 a.m. to 6 p.m. at 030 - 688 37 00 or via chat, WhatsApp or Messenger.
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