Expensive car insurance

If you want to insure an expensive car, you can't go to every insurer. Annoying, because it is precisely an expensive car that you naturally want to insure as well as possible. As we said earlier, the more expensive the car, the greater the risk for the insurer. In fact, expensive cars are a popular target of criminals. An expensive car is more likely to be broken into or stolen than a cheaper car. Moreover, if an expensive car is stolen, the damage amount for the insurer is very high. That is why many insurers do not want to insure an expensive car. If an insurer does want to insure an expensive car, it is often subject to high security requirements. The car must have a good security system, usually SCM security class 3 combined with class 4 and 5.

Are you going to insure an expensive car? Then check out a new-value policy. With the new-value scheme, the insurer will give you an amount high enough to buy the same car new, if your car is declared totaled or stolen. This scheme only applies to new cars and is only possible if you are the first owner of the car. New cars depreciate rapidly in value. Therefore, if you take out car insurance with a new-value scheme, the insurer will reimburse an amount equal to the new-value amount of the same car. Are you not the first owner of the car? Then you can also look at the purchase value scheme. With the purchase value scheme, the insurer will refund you the purchase price if your car is declared totaled.

If you want to insure an expensive car, you cannot go to every insurer. However, there are specialized car insurance companies on the market that focus on insuring expensive cars. Just keep in mind that the premium does tend to be a lot higher than with a regular car insurer. Fortunately, more and more regular car insurers are entering the market that insure expensive cars, such as Delta Lloyd. Therefore, always compare different providers so you can find the best fitting car insurance.

Insuring an expensive car? Then don't forget to compare different providers in advance. This can easily be done with our online comparison tool. Based on the license plate number, we can already retrieve some information about the car. Then you only have to fill in your zip code and house number and choose a coverage. After this you get a handy overview of all car insurances that match your data. You can easily compare them on premiums and conditions. This way you can be sure that your precious car will soon be well insured!