Frequently asked questions about car insurance
Frequently searched
- What does car insurance cost?
- My car insurance has been refused, what now?
- What is the best car insurance?
- What do you need to take out car insurance?
- What is hull motor insurance?
- What do I need to consider when taking out car insurance?
- When can I cancel a car insurance?
- How can I get car insurance?
Claim-free years
- How can I get my claim-free years?
- What are claim-free years?
- What exactly is the situation with claim-free years?
- Can claim-free years be transferred?
- I have negative claim-free years, now what?
- I have 15 years without claims but only 5 claim-free years, how is that possible?
- What are the consequences of negative claim-free years?
- What is bonus discount on your car insurance?
- What about the no-claims discount of a second car?
- What about private lease and accumulated claim-free years?
- When do claim-free years expire?
- How can I prove my claim-free years?
- What is an expungement statement?
- How exactly do I transfer accrued claim-free years?
- What is the period of validity of an expulsion certificate?
- What is a no-claims protector?
Close
- What do I need to take out car insurance?
- Can I get car insurance if I have a criminal record?
- What do you need to take out car insurance?
- How can I get temporary car insurance?
- Why do young people pay more for car insurance?
- Can I get car insurance without a driving licence?
- Can I take out car insurance again after non-payment?
- Can I put the car insurance in my partner's name?
- My car insurance is refused, what now?
- What should I do if I want to get my first car insurance?
- Car insurance in name of parents a good idea?
- I have bought a new car: how can I transfer my current car insurance?
- What coverages can you choose when you take out car insurance?
- What should you pay attention to when insuring a new car?
- Can I get car insurance at the weekend?
- Is it possible to insure a car on Saturday?
- When is car insurance mandatory?
- When are you too old for car insurance?
- Which motor vehicles are subject to compulsory insurance?
- Is there a maximum age for car insurance?
- What are the consequences of non-payment for my car insurance?
- What is the best car insurance?
- What is the cooling off period when taking out a car insurance policy?
Theft, damage and loss
Damage
- Is damage caused by vandalism covered?
- What to do in case of damage?
- What to do in the event of eye damage to the car?
- What is passenger indemnity insurance?
- What does car insurance pay out in the event of a claim?
- Will damage to my car without an offender be compensated?
- What does a damage expert do?
- What is the difference between an accident passenger insurance and a non-life passenger insurance?
- Do you have a collision form?
- Do you have a European claim form?
- What about the insurance when lending a car?
- What is the FOCWA claims settlement?
- Will storm damage be reimbursed?
- When am I entitled to replacement transport in the event of damage?
- Damage to parked car: what does my car insurance cover?
- Will hail damage to my car be reimbursed?
- What does daily value mean?
- What does catalogue value mean?
- What is unilateral damage?
- What is bilateral damage?
- What should I do if I have caused damage to another car?
- What to do in a car accident?
- When is a car declared a total loss?
- When can I claim the Guarantee Fund for damage to a car?
Loss
Theft
- What is a guarantee fund?
- How can I secure a car against burglary?
- Is theft from a car without a break-in covered?
- What should I do in case of car theft?
- Is a car alarm mandatory for my car?
- How can mobile damage be reported?
- What should I do if my car documents have been stolen?
Cancellation and change
- How can I change my car insurance?
- How do I cancel my car insurance?
- What is the cancellation period for car insurance?
- What does suspending a car insurance policy mean?
- How long am I tied to a car insurance policy?
- How does cancelling a car insurance policy work?
- Do you have a sample cancellation letter
- What should I do when transferring a car?
More...
Coverages
- What does provisional cover mean?
- What is WA coverage?
- What is WA limited hull insurance?
- What is WA-casco (all-risk)?
- What coverages can you choose for a car insurance?
- Car insurance, limited casco or all risk: which one should you choose?
- When does the insurer offer no cover?
- What if the car insurance does not cover it?
- Is all-risk car insurance always the best choice?
- Can I deduct VAT when using my car for business purposes?
- Is my car insurance valid abroad?
- What is passenger indemnity insurance?
- What is the difference between an accident passenger insurance and a non-life passenger insurance?
- When are snow chains mandatory?
- Do you need legal expenses insurance for your car?
Own risk
APK inspection
- What is an MOT inspection?
- What are the APK inspection requirements?
- Why have I received an MOT fine?
- What does an APK test report contain?
- What papers are required for an MOT inspection?
- What is the deadline for my car's MOT?
- When should a car undergo its MOT?
- Why do I get a fine from the RDW?
Abroad
- What is a green card?
- Is my car insurance valid abroad?
- How about importing a car
- Am I insured without winter tyres when I go on winter holiday?
- I am going abroad. Do I also need a green card?
- In which countries is a green card obligatory?
- What is BPM and when does it have to be paid?
Premium
- What happens if I do not pay my premium (on time)?
- Why is car insurance for young people more expensive?
- How can I calculate the premium for my car insurance?
- What are the premium consequences of a claim on my car insurance?
- Why are premiums age-dependent?
- How much does the premium of a car insurance go up after damage?
Glossary
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