Import car insurance: what about it?
It is especially interesting to import used cars. In 2016, nearly 170,000 used cars were imported. That was an increase of 20% compared to the year 2015. Young cars are especially popular. Importing itself does take some effort. You also have to be on high alert for insurance.
Can importing a car out?
Because of the high tax burden in the Netherlands and the large price differences with foreign countries, it can sometimes matter to get a used car from abroad. Because of the cost of importing, it can matter especially for young used cars. It costs you effort, but you do it for the financial benefit. Just keep in mind that imported cars are also harder to sell again. There is a fear among many potential buyers that there is something wrong with the car. Even if the condition of the car is perfect.
When can I insure the imported car?
As long as the car has not yet been officially imported, you cannot take out regular car insurance in the Netherlands. However, abroad they can provide a temporary solution, namely a so-called export license plate. Just make sure you have things properly arranged. The consequences of not being insured can be severe. You cannot insure a car with a foreign license plate in the Netherlands. So you must first move the car to the Netherlands.
Applying for a Dutch license plate
For a Dutch license plate, you must first make an appointment with the RDW for an inspection or examination. You can apply for a one-day registration plate at the RDW. But beware! The license plate must also be insured. After approving the car, you must file a tax return with the Tax Office. The Tax Office issues a so-called BPM agreement. Then the RDW sends the registration certificate within four working days.
Once the Dutch license plate is issued, the car can be insured in the regular way. You don't want to pay too much, so you compare well before going with an insurer.
Importing a car involves procedures that vary from country to country. There are specialized companies that can take care of everything for you from A to Z, but it will cost you money. Make sure you are well informed before you start importing a car. Also make sure that you have the total costs clear in advance. Prevent financial surprises from popping up during the importing process.
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