Getting your Kia insurance easily and quickly

As a car owner, you are required to have auto insurance for your car. The minimum coverage is Third Party Liability, which insures you for damage you cause to another person. Of course, you can also opt for more comprehensive coverage, to insure damage to or theft of your own car as well. Although a Kia is primarily known for its reliability, something can of course always happen to your car. Think fire damage, burglary or theft. With good Kia insurance, you can hit the road with a good feeling.

The cost of Kia insurance depends on a number of factors:

• The number of accumulated claim-free years
• The desired coverage
• Your age
• Your city

Comparing car insurance policies can save you a lot of money on an annual basis. For example, the cost does not only differ per coverage, but also depends on the additional insurances you choose. Among other things, you can choose from damage passenger insurance, accident passenger insurance, no-claims protection, legal assistance, roadside assistance, recourse legal expenses insurance or motor vehicle legal expenses insurance. Be careful not to duplicate insurance policies. Do you already have separate roadside assistance insurance? Then of course you do not need to insure this again with your car insurance.

When buying car insurance, you have a choice between three different coverages: WA, WA limited casco and All-risk. The best coverage to choose depends on the age and current value of your Kia. For a new Kia with a high daily value, more extensive coverage is often chosen than for a slightly older car. However, older cars can still have a substantial daily value, making it worthwhile to take out more than just third-party insurance.

WA

WA insurance is mandatory in the Netherlands. By insuring your Kia WA you are insured for damage you cause to others. Damage to your own car is not insured. Do you want to insure that as well? Then it is better to choose a WA+ insurance or an All-risk insurance. These two coverages are obviously more expensive, but then you are more extensively insured.

WA limited casco

With a WA+ insurance (also called WA + limited casco) you are also insured for damage caused by hail, storm or fire, broken windows and theft, among other things.

All-risk

The most comprehensive coverage is all-risk insurance. This insures you not only for the aforementioned damages, but also for damage to your car at your own fault. This coverage has the highest premium, but is always recommended especially for new cars.