When am I considered a regular driver?

Difference Between a Regular Director and a Chief Executive Officer

In addition to the term “regular driver,” you’ve probably also heard the term “primarydriver.”These two terms are often used interchangeably. This is because they essentially mean the same thing: the person who drives the car the most. This driver is usually also the person who takes out the auto insurance and in whose name the license plate is registered. However, this isn’t always the case. That’s why you must always specify who the primary driver is when taking out auto insurance.

A regular driver is not necessarily the owner

As mentioned, the regular driver is often the owner of the car, but this isn’t always the case. You can also take out car insurance and specify that someone else is the regular driver of the car. Here are two examples of situations in which the regular driver is not the owner of the car:

Example 1: A father owns the car and registers his son as the primary driver

A father buys a car for his son but remains the owner of the car himself. The license plate is therefore registered in his name. He takes out car insurance and indicates that his son is the one who drives the car most often. The insurer then calculates the premium based on the assumption that the son is the regular driver. The son is therefore the regular driver, but not the owner of the car.

Always be honest with the insurance company about who the primary driver is. It sometimes happens that people lie about who drives the car the most. Younger people, for example, pay a higher premium for car insurance. That’s why parents sometimes tell the insurance company that they are the primary driver, when in fact it’s their son or daughter. This way, they pay a lower premium. However, this is considered insurance fraud. If you’re caught committing insurance fraud, it can have serious consequences for your current and future insurance policies.

Get car insurance through Alpina!

With Alpina.nl, you can quickly and easily compare premiums from different car insurance providers. With our online tool, you can calculate an estimate of your car insurance premium. This allows you to compare car insurance policies based on price and coverage. That way, you can find out which policy best suits you and your car. We’ve made taking out car insurance easy. Once you’ve found the right car insurance policy, you can purchase it directly online.

We’re happy to help you find the right car insurance policy. Do you have any questions? Or would you like someone to help you compare car insurance policies? Please don’t hesitate to contact us! We’re available Monday through Friday from 8:30 a.m. to 5:30 p.m. You can call us at 088-688-37-00 or send us a message via chat, WhatsApp, or email. Together, we’ll make sure you’re well-insured before hitting the road.