How can I switch car insurance?
Would you like to switch car insurance, but don't know how to go about it? Many people stick with the same auto insurance company for years because they think switching is difficult. Therefore, they put off switching. Yet it pays to take a look at switching car insurance, because in many cases it can save you a lot of money. We explain here how to switch car insurance.
What are the benefits of switching?
Switching car insurance often has several advantages. It may be that you are better off with another insurer or that the policy conditions of another insurer fit better with your personal wishes. An example: you buy a brand new car and decide to get an all-risk car insurance. With this you are fully insured, so you let the insurance continue and don't look after it for a few years. After a few years, however, the car has decreased in value. The amount of the insurance premium may no longer be commensurate with the car's daily value. If you switch in time, you will ensure that you do not overpay and that your car insurance is properly tailored to your personal situation. This can save you a lot of money in the end.
In several situations, switching car insurance can be beneficial to you:
- You buy another car
- Your insurance company increases the premium
- Your insurance contract period expires
Car insurance premiums can fluctuate significantly. As a result, you may be paying more for your car insurance now than you did the first year. It pays to compare car insurance policies every year. If you can get the same insurance at a lower price with another insurer, it may pay to switch car insurance.
Car insurance switching: roadmap
To make switching car insurance even easier, we have created a simple step-by-step plan for you:
Step 1: Compare insurance policies and choose a new car insurance policy
Before you switch, you need to know which car insurance is best for you and your car. You do this by comparing car insurance policies. If you enter your license plate number in our handy online comparison tool, we can already find out some information about your car. So you don't have to look up information such as the new value and weight of the car yourself. After entering some personal information, such as your zip code, house number, date of birth and number of claim-free years, the comparison can begin. Choose the desired coverage for your new car insurance and you will immediately see how much you can save compared to your current car insurance. Switching car insurance can save you a lot of money at the bottom line!
Step 2: Check the notice period of your current car insurance policy
When you purchase car insurance, you sign a contract with rights and obligations that both you and the insurer must abide by. The moment you want to cancel your car insurance because you want to switch, you can of course do so, but not at any time. This is because an insurance contract always has a notice period. Often you have a contract for a year, after which you can cancel the insurance monthly. Therefore, always check the notice period of your current car insurance before you switch.
Step 3: Take out a new car insurance policy
Now is the time to buy your new car insurance. After comparing, you can purchase the insurance very easily right away. To purchase your car insurance online, you will need your car's license plate number and report code. The report code is a unique four-digit code and can be found on your license plate. You can start your new car insurance on the day your old car insurance is terminated.
Step 4: Cancel your old car insurance policy
Once your new car insurance is accepted, you can cancel your old car insurance. Alpina can do the cancellation of your current car insurance for you. With our cancellation service , we can make sure the insurance policies don't overlap or prevent you from being temporarily uninsured. This is how we make switching car insurance as easy as possible.
Switch car insurance directly through Alpina
If you want to switch car insurance you can do so directly through Alpina.nl! We always offer the best coverage and premiums. Don't you want to change your car insurance, but terminate your current insurance? Then there are other rules attached to that. Read here when you can end your insurance.
Our insurance specialists will be happy to help you with all your questions. You can call them Monday to Friday from 08:00 to 18:00 at telephone number 088- 688 37 00. Also, you can always send a message via email, WhatsApp or Messenger. Also check out our frequently asked questions about car insurance.
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