How can I transfer my car insurance?
Renewing car insurance, also known as switching car insurance, is often put off as long as possible because it is thought to be a difficult and time-consuming task. Therefore, many people stay with the same car insurance company for years. Still, it pays to compare car insurance. You may be able to find a cheaper deal with another insurer and save a lot of money on an annual basis. At Alpina.nl we explain how to switch car insurance.
What are the benefits of skipping?
Still unsure if switching your car insurance is a good idea? Switching has several advantages. For example, you can save a lot of money per year, because you will be cheaper with another car insurer. Also, the policy conditions of another insurer may better suit your personal needs. If you have bought a new car, your current car insurance may not be a good match for the new car. For example, because you are switching from a gasoline car to an electric car, but you only have third-party car insurance.
It works the same way the other way around: when you buy a whole new car, you often take out all-risk car insurance. After a number of years, however, the car has decreased in value. The amount of the insurance premium may then be out of proportion to the car's current value. If you switch in time, you will ensure that you do not overpay and that your car insurance is properly tailored to your personal situation. This can save you a lot of money in the end.
Car insurance renewal: roadmap
Switching or transferring car insurance is often put off for a long time because it is thought to be a very time-consuming task. However, nothing could be further from the truth. You can compare different car insurance policies in just 5 minutes. Moreover, switching is easy with our cancellation service. To make switching car insurance as easy as possible, we have drawn up a simple step-by-step plan:
Step 1: Compare different providers
The first step in switching car insurance is to compare different car insurance companies. You do this in our online comparison tool. Using the license plate number of your car, we can already find out some information, such as the make and model. After entering some personal data, such as your zip code and house number, date of birth and claim-free years, you can start comparing. Choose the desired coverage for your new car insurance and you will immediately see how much you can save compared to your current car insurance. Look not only at the amount of the premium, but also at the insurance coverage and policy terms.
Step 2: Check the notice period of your current car insurance policy
As a policyholder, you must abide by the contact you sign when you take out insurance. That contract also always states what the notice period of the insurance policy is. This is because you cannot cancel at any time. Often you have a contract for a year, after which you can cancel the insurance monthly. Therefore, always check the notice period of your current car insurance before you switch.
Step 3: Take out your new car insurance policy
Have you found the right car insurance policy? Then you can purchase it directly online. To do this, you need to have the car's registration number and report code handy. The report code is a unique four digit code and can be found on your license plate. You can start your new car insurance on the day your old car insurance is terminated.
Step 4: Cancel your old car insurance policy
Once your new car insurance is accepted, you can cancel your old car insurance. Alpina can do the cancellation of your current car insurance for you. With our cancellation service, we can make sure the insurance policies don't overlap or prevent you from being temporarily uninsured. This is how we make switching car insurance as easy as possible.
Instant car insurance renewal through Alpina
In several situations, switching car insurance can be beneficial to you, for example, if:
- You buy another car
- Your insurance company increased the premium
- The contract period of your insurance expires
Car insurance premiums can fluctuate significantly. As a result, you may be paying more for your car insurance now than you did the first year. It pays to compare car insurance policies every year. If you can get the same insurance at a lower price with another insurer, it may pay to switch car insurance.
Our insurance specialists will be happy to help you with all your questions. You can call them Monday through Friday from 08:00 to 18:00 at telephone number 088- 688 37 00. Also, you can always send a message via email, WhatsApp or Messenger. Also check out our frequently asked questions about car insurance.
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