When may a caravan insurance policy be cancelled?
You can terminate or cancel caravan insurance for several reasons. When the caravan is sold, you can terminate the insurance as of the date of sale. You can also terminate the insurance by expiration date. With caravan insurance, this is usually after one year. Another reason to cancel your insurance may be a premium increase. After notification of a premium increase, you can cancel or terminate the insurance within 30 days.
How do I cancel the insurance?
Want to cancel an insurance policy that runs through Alpina? You can do so easily online through our website. Click here to cancel your insurance. If your current insurance does not run through Alpina, you can use our free cancellation service. This allows you to cancel an insurance policy with your current company and take out a new one on alpina.nl
How long in advance to cancel?
It is possible for insurers to charge a fee when terminating an insurance policy early. These costs differ per insurer. As of January 1, 2010, after the first 12 months an insurance policy can be cancelled per day with a notice period of 1 month.
For consumers who want to be able to switch insurers easily, this arrangement is much more favorable. For example, you no longer have a long contract term and can cancel and switch whenever you wish.
Taking out caravan insurance? Calculate your premium!
What is the term of the insurance?
Most caravan insurance policies have a term of 1 year. After that year, caravan insurance can be cancelled daily with 30 days' notice.
When can an insurer cancel insurance?
In some cases, an insurer may cancel insurance itself. This is possible in the situations below, among others:
- If there is (attempted) fraud or deceit when the insurance is taken out or a claim is reported.
- If you have more frequent than average claims or coverage changes
- If, after payment reminders, you do not pay the premium
- If you provided incorrect information when you purchased the insurance
- When not having a permanent residence or domicile
- When moving abroad
- Per main premium maturity date
- Upon failure to fulfill your obligations
An insurer will not do this lightly and will inform you in advance (several times).
Do you have questions regarding caravan insurance cancellation? If so, please contact us. We are happy to help you! We can be reached Monday to Friday between 08:00 and 18:00 on telephone number 088-6883700.
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