Is caravan insurance mandatory or not?
Have you just bought a caravan and are now unsure whether or not taking out caravan insurance is mandatory? At Alpina.nl we are happy to give you the redeeming answer. Taking out caravan insurance is not mandatory. Insurance is mandatory for motor vehicles, but a caravan, of course, cannot propel itself. If you cause damage with your caravan, it falls under the coverage of your third-party car insurance. Nevertheless, you may want to consider caravan insurance, as there are a number of advantages to doing so.
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Not mandatory, but wise!
So although taking out caravan insurance is not mandatory, it is often wise. After all, damage to your own caravan is not included in the insurance; those costs are at your own expense. Especially if you have a new or expensive caravan, it is smart to look into caravan insurance, even though it is not mandatory. This is because the repair costs for damage to a caravan can be considerable. If you are still unsure whether or not you should purchase caravan insurance, you may also want to take a closer look at your caravan. If you have an older, used caravan that you may have bought for not too much money, then caravan insurance is usually not immediately necessary. However, with a very new or expensive caravan, caravan insurance may be wise because the repair costs are likely to be high.
Benefits of caravan insurance
If your third-party car insurance pays for liability damages, why would you still buy caravan insurance? There are several advantages to caravan insurance. For example, with caravan insurance you will be reimbursed for damage to your own caravan. Depending on the coverage you choose, you are covered for fire, theft and storm damage with caravan insurance. Moreover, you can also co-insure hail damage, the most common damage among caravan owners. In addition, caravan insurance also covers other items, such as an awning or canopy, any extension, a mover and your contents. So you can travel with peace of mind with your caravan.
Take out caravan insurance through Alpina
Even if you have not yet decided whether to take out caravan insurance, you can at least compare different providers. This way you can already calculate an indication of the premium. Then you can already see what the insurance premium is for you and your caravan.
Do you have any questions or would you like to consult with one of our insurance experts? Then be sure to contact us! You can reach us Monday through Friday, from 8 a.m. to 6 p.m. at 088 - 6883700. You can also send us your question via message. This can be via email, WhatsApp or Messenger. We will answer your question as soon as possible!
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