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We pick out the fine print for you
"Comparing car insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your car insurance every year."
Laura - Expert auto insurance
Expert car insurance for years
Your classic car insurance coverage
We look at your car, compare a wide range of auto insurance policies and help you choose the appropriate coverage.
Third-party liability (mandatory)
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
WA limited casco
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
All-Risk (WA+Casco)
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
All about your classic car insurance
You can easily compare your classic car insurance here. You will immediately see which insurance company has the cheapest classic car insurance for you. You can view and compare the policy conditions per insurance. Requesting a quote is free and without obligation.
Compare Classic insurance
Enter the registration number of your classic car and calculate cheap classic car insurance. Take advantage of unique discounts and special rates through Alpina.nl . We have a suitable insurance for every type of classic car.
Buy classic car insurance and get coverage immediately
Have you found your classic car insurance? Then you can purchase it directly through Alpina.nl. Here you can also take out additional coverage, such as accident passenger insurance, passenger indemnity insurance or legal expenses insurance. Switching to a new classic car insurance is very easy this way. In most cases, you get immediate coverage and are insured on the road. Even at the weekend.
Advantages of classic car insurance
- Acceptance of classic already from 25 years
- Premium payment per month possible
- Premium from € 5.00 per month!
- Use 5000 or 7500 kilometres possible
Insuring a classic car on the basis of a valuation report
A unique difference between classic car insurance and "normal" insurance is that you can insure your classic car based on an appraisal report. The advantage is that during the validity of the appraisal report you are guaranteed to receive the appraised value in case of total loss of your classic car. So you know in advance where you stand.
Possible coverages for classic car insurance
Legal Liability
This is the basic coverage and cheapest oldtimer insurance. It covers damage you cause with your vintage car to third parties, but not damage to your own vintage car.
Limited coverage (WA+ or WA plus)
In addition to the WA-coverage, the damage to your own oldtimer is now also compensated in case of fire, theft, storm and glass breakage. Damage to your own oldtimer that you have caused yourself (eg a collision) is not compensated.
Full hull (all-risk).
This is the least expensive oldtimer insurance. Everything covered under limited casco is covered, but now all damage to your own vintage car is also covered.
Additional coverings for classic car insurance
Accident Occupant Insurance
Accidental occupant insurance pays a fixed amount in the event of accidents to driver and/or passengers.
Passenger indemnity insurance
Indemnity insurance for occupants compensates the damage suffered by driver and/or passengers as a result of the accident.
Legal Assistance Insurance
Legal expenses insurance provides legal advice and expert legal assistance.
How does Alpina work?
There are lots of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experience with the institution and how a company behaves when a claim is made. When comparing insurances, we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.
Not good, money back! (14 days)
Your application for insurance will be reviewed quickly, 24 hours a day, 7 days a week. You can then immediately hit the road with peace of mind. You don't have to worry about your old insurance either. You can cancel it directly online with us.
Supervision
Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).
Frequently asked questions about classic car insurance
How often can you drive a classic car
A classic car insurance for those classics used only for hobby use. So no commuting or daily use such as shopping. There is also a limit on the number of kilometers you can drive per year. This is usually 5000 or 7500 kilometers per year.
From what year of manufacture is a classic car tax-free?
Road tax is basically mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into service at least 40 years ago. In some cases, you then pay no or less motor vehicle tax. For buses and trucks, this exemption only applies if you do not use them commercially. Read more about oldtimer road tax.
Is classic car insurance cheaper?
Yes, classic car insurance is cheaper than regular insurance. This is because you are allowed to drive it less and the insurance company assumes that you are also more careful with your classic car.
How old do you have to be for classic car insurance?
In principle, anyone aged 18 and older can get car insurance, including classic car insurance. However, insurers may still apply an age limit of at least 24 years.
What shouldn't you do with a classic?
Daily use such as commuting or running errands is not allowed on a classic car insurance policy. If you do use the classic car for these things you should insure the classic car on a regular car insurance policy.
What is semi-classical insurance?
Semi-classic insurance is for those classics that, in terms of use, type of vehicle or year of construction, do not qualify for "real" classic insurance. The premium for these vehicles also tends to be higher.
What months are you not allowed to drive a classic car?
With classic car insurance, there is no restriction on when you can drive the classic car. So you may drive it every month as long as it is hobby use.
When is a car a classic?
With us, you can insure a car as a classic if the car is older than 20 years. We have two types of classic car insurance. There is a "real" classic car insurance for classic cars that are used as a second car and not for commuting. In addition, limited driving of the classic car is then allowed.
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