How can I purchase all-risk contents insurance?

What is all-risk contents insurance?

This insurance provides coverage for all external calamities and all unforeseen damages. However, damages that fall under the catastrophe risk are usually excluded. These include earthquakes, floods, acts of war and nuclear reactions.

If more claims are excluded, it is stated in the terms and conditions of the policy.

Is there an all-risk household insurance policy with no deductible?

Many times you can choose the desired amount of the deductible. However, there are also insurance companies that require a minimum deductible of, say, €100. Do you choose to increase the deductible? Then you will determine a lower premium.
Our staff can inform you which insurance company (with whom we cooperate) may offer insurance without a deductible.

Can I purchase all-risk contents insurance online?

Through our website you can easily apply for the all-risk contents insurance. Of course, you will then need information about your home and its contents. It is useful to collect these in advance.

Should you prefer to take out household contents insurance with personal contact, you can of course also call us for this. We can then go through the options with you and also compare insurance policies.

Can I also purchase all-risk household insurance in case of peculiarities in my personal situation?

Has insurance been terminated in the past due to failure to pay the premium on time? Or are you registered with the CIS Foundation? If so, regular insurers often have no way of insuring your contents.

Fortunately, we always have options for insuring your contents with insurer De Vereende. In principle, they accept everyone. Unfortunately an all-risk household contents insurance is not possible. De Vereende does offer coverage for damage by fire, theft, precipitation, storm and leakage. This is not all-risk coverage. If you want to know more about this, please call us. Click here to apply for a De Vereende household contents insurance.