Can I easily compare household insurance policies?
Home contents insurance is actually indispensable. After all, the things in your home can be damaged in many different ways. For example, by fire, lightning, storm, burglary or flooding. With contents insurance, the damage will be compensated by the contents insurer and the damaged items can be repaired or replaced. Often the value of your contents is higher than you think. What if you had to repurchase everything in the event of a fire or other unforeseen event? As you can imagine, this is a major expense.
There are many insurers offering household contents insurance. Not all of these products are the same in terms of coverage. A higher premium therefore does not necessarily mean a better product for you. In addition, a relatively low premium may appeal to you, but there may be a relatively high deductible. It depends on your personal and financial situation which coverage is most appropriate for you.
What is covered on contents insurance?
Insurers exclude certain things from coverage, it is good to compare this as well. Here, you can think of damage caused by intentional/ gross negligence. Other causes of damage may also be excluded. This can be found in the terms and conditions and any clauses of the insurance policy. Exclusions can also affect the amount of premium offered.
Before purchasing insurance, inform yourself well about the above topics and think about what your needs are in advance. You can then more easily compare different providers and make the right choice.
Taking out household contents insurance? Calculate your premium!
Difference between third-party insurance and contents insurance
What exactly is the difference between third-party/liability insurance and contents insurance? Contents insurance covers damage to your own belongings. With third-party liability insurance, damage caused by others is covered.
Calculate premium contents insurance online
Atalpina.nl you can easily compare the premium of household insurance yourself. You can also contact our staff by telephone.
Keep in mind that we need information about your home and contents and that you have it ready. To calculate the premium of your home contents insurance, you need to know the value of your contents. You can also compare and take out your other home insurance policies, such as buildings insurance and liability insurance, through alpina.nl.
Should you actually want to apply for contents insurance, always mention any particularities (e.g., insurance cancelled by the insurer in the past, CIS registration, etc.) so that we can submit the application directly to the appropriate insurer on your behalf. With such peculiarities, most insurers have no way of insuring you. However, in that case, we can request a no-obligation quote for your household contents (and other insurance) from De Vereende. This insurer has a broader acceptance policy and in principle accepts everyone, even in case of non-payment in the past. A condition is that you pay the first 3 months in advance. You can only take out insurance with De Vereende through an intermediary.
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