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Can I easily compare contents & buildings liability insurance?

Many insurance companies offer a home insurance package. You can choose whether or not to add various components to it. Examples of these components are buildings, contents, liability and legal expenses.

Not all insurance policies are the same. Differences are in the coverage, premium and further terms of the insurance.

Contents insurance deductible

What about deductibles?

If the premium of the contents, building or liability insurance at provider 1 is higher than at provider 2, it does not automatically mean that the insurance of provider 1 is better. In addition, provider 2's insurance may appeal to you in terms of premium (lower), but may have a much higher deductible compared to provider 1. It depends on your personal and financial situation which coverage is most appropriate for you.

Taking out household contents insurance? Calculate your premium!

Insurance companies do not offer coverage for all types of claims: certain items may be excluded from coverage. It is a good idea to compare this. For excluded claims, you can think of those that are caused by intentional/ gross negligence. Other causes of damage may also be excluded. The exclusions are always described in the terms and conditions and any clauses of the insurance policy. The exclusions may affect the amount of the premium offered.

What should I look for when comparing different providers?

Before purchasing insurance, inform yourself well about the above topics and think about what your needs are in advance. You can then more easily compare different providers and make the right choice.

On our website you can calculate the premium for building and contents insurance. For this, of course, some information is required. Should you prefer to speak to our staff about this, this is of course always possible.

Should you actually want to apply, always mention any particularities (e.g., insurance cancelled by the insurer in the past, CIS registration, etc.) so that we can submit the application directly to the appropriate insurer for you. With such specifics, most insurers have no way of insuring you. However, in that case, we can request a no-obligation quote for your household contents (and other insurance) from De Vereende. This insurer has a broader acceptance policy and in principle accepts everyone, even in case of non-payment in the past. A condition is that you pay the first 3 months in advance. You can only take out insurance with De Vereende through an intermediary. Via Alpina this is not yet possible via the website, but it is possible by telephone.

Calculate the premium for your contents insurance immediately!

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