What is tenant interest?

How do you insure tenant's interest with contents insurance?

You can co-insure the improvements you have made to your rental property with your contents insurance. With most home contents insurance policies, the tenant's interest falls under the standard coverage and is co-insured up to a maximum amount. For example, this can be up to 10% of the value of the contents. When taking out insurance, make sure that this amount is sufficient for your contents. Do you live in a rental property and already have contents insurance? Then please check if the tenant's interest is sufficient for you. If this is not the case, you can always contact your insurer to increase the tenant's interest.

What about the tenant interest if I move to an owner-occupied home?

If you live in a rental property for an extended period of time, chances are you will change or modify something about the property. You cannot simply take these changes with you when you move. Normally these things are covered by buildings insurance, but as a tenant of a rental property, you do not have to take out your own buildings insurance. This is the landlord's responsibility.

The changes you make to your home are your own investment and not that of the landlord. Therefore, it is also important to insure this properly. After all, it is also your responsibility the moment you move out. Often a home must be returned to its original condition, unless the new landlord wants to take over certain things. If this is not the case, the cost of returning the property to its original condition is your own responsibility,

Take out contents insurance directly on Alpina.nl

Make sure you are properly insured in your rental property and take out household contents insurance directly on Alpina.nl! With our handy comparison tool you can first compare different home contents insurances. The policy conditions state up to what amount tenant's interest is co-insured with the insurer concerned. This way you can be sure that you are making the right choice. Once you have found the right home contents insurance you can take out the insurance directly online.

Also, check out our frequently asked questions about home contents insurance.

Also read:

• Renting a property: what insurance policies do I take out?
• What to look out for when buying contents insurance for a rental property?
• Should I purchase home insurance for my rental property?
• Moving house: what to arrange regarding your insurances