Is contents insurance mandatory?
Taking out contents insurance is not required by law, but it is certainly recommended. With contents insurance you insure the loose items/property in your home. Here you can think of furniture, clothing, lamps, sound equipment and much more.
It is important to know the correct value of your household contents. In fact, it is often worth more than you think. What if you had to buy everything from scratch in the event of a fire or other unforeseen event? You can probably imagine that this is a major expense.
How is the value of contents calculated?
To calculate the overall value of your household contents, you can use the household contents value meter. Often it also provides a guarantee against underinsurance for a certain period, usually five years.
Taking out household contents insurance? Calculate your premium!
Can I easily compare household insurance policies?
There are many insurers offering household contents insurance. Not all of these products are the same in terms of coverage. A higher premium therefore does not necessarily mean a better product for you. In addition, a relatively low premium may appeal to you, but there may be a relatively high deductible. It depends on your personal and financial situation which coverage is most appropriate for you.
Insurers exclude certain things from coverage, it is good to compare this as well. Here, you can think of damage caused by intentional/ gross negligence. Other causes of damage may also be excluded. This can be found in the terms and conditions and any clauses of the insurance policy. Exclusions can also affect the amount of premium offered.
Before purchasing insurance, inform yourself well about the above topics and think about what your needs are in advance. You can then more easily compare different providers and make the right choice.
How can I apply for contents insurance?
Atalpina.nl you can easily apply for contents insurance yourself. You can also contact our staff by phone for this purpose.
What if there are specifics?
Should you actually want to apply for household contents insurance, please mention any particularities (e.g., insurance cancelled by the insurer in the past, CIS registration, etc.) so that we can submit the application directly to the appropriate insurer for you. Most insurers usually do not have options for you in the case of such particularities.
We can request a no-obligation quote for your household contents (and other insurances) from De Vereende. This insurer has a broader acceptance policy and in principle accepts everyone, including those who have defaulted on payments in the past. The condition is that you pay the first 3 months in advance. You can only take out insurance with De Vereende through an intermediary .
For a free quote, please contact us by phone. It is not currently possible to request this quote online.
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