Some tips for saving on home contents insurance
Some tips to get on the contents insurance are important in these times of crisis. After all, if items get damaged or stolen, compensation from the insurer is more than welcome. Comparing home contents insurance pays off! You can save a lot on the premium. Here are a few tips to get the best possible home contents insurance at the best premium.
Contents insurance
Consumers can quickly save substantial money on home contents insurance. This is according to research by the NMa (predecessor of the Authority Consumer and Market; ACM). For example, a young family can save about 40 euros, a single person 48 euros and a retired couple can even save 63 euros on an annual basis. Here are our tips for saving on your home contents insurance without compromising your insurance coverage.
short of your insurance coverage.
Compare other household insurance policies
Look and compare. It pays to compare different insurance policies once a year. Because premiums are regularly
up or down by insurers, it may very well be that last year's cheapest insurance is no longer as advantageous the next year. On our website you can easily compare different insurance policies .
Does the coverage fit?
Take a good look at insurance coverage, especially whether or not certain damage events are insured, or perhaps do not even need to be insured. For example, insurance coverage for damage to and/or theft of garden furniture is not necessary for someone living on the 10th floor, but again advisable for residents of a house with a garden.
Taking out household contents insurance? Calculate your premium!
Contents insurance in package
It is of course possible to purchase contents insurance separately, but it is often wiser to purchase this insurance in a package. For example, in combination with liability insurance and, in the case of homeowners, building insurance as well. This is because many insurers offer package discounts.
Securing your home pays off
Homes that are better secured often also receive more discounts on contents insurance. If there is a Keurmerk Veilig Wonen from the police and a certificate Beveiligde Woning issued, the insurer may give ten to twenty percent discount. The award of this Hallmark certificate depends on the locks on windows and doors, but smoke detectors and exterior lighting also play a role.
Take pictures of possessions
It is important that any unexpected damage is brought to the attention of the insurer in the best possible way. Therefore, be sure to take photos of valuable possessions and also keep receipts.
Through Alpina an embedded insurance
You can easily compare your contents insurance here. You will immediately see which insurance company has the cheapest home contents insurance for you, and you can take it out online immediately if you wish. You can view and compare the policy conditions for each insurance policy. Take advantage of unique discounts and special rates through Alpina.nl
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