How can I switch to a different household insurance policy?
Do you want to switch to a different household insurance policy, but don't know how to go about it? Many people think switching to another insurer is difficult and therefore put it off. Yet in some situations, switching can save you a lot of money! We would like to explain to you what to look out for when switching to a different household insurance policy.
Cancel your current household insurance when you switch
In most cases, you must cancel your current household insurance policy yourself with your insurer. How you can do this varies by insurer. Sometimes this can be done online through the website, but most insurers still want a written cancellation by mail or e-mail.
You may also find that your new household insurance company offers switching assistance. In that case, they will often cancel your current household insurance for you. You do not have to contact your current insurer, this is done for you. Not every insurer offers switching assistance. Always check the policy conditions of your new insurer. This will ensure that you are not accidentally double insured.
Taking out household contents insurance? Calculate your premium!
Why switch household insurance?
There are several reasons why you might choose to switch to a different household insurance policy. For example, a switch could be beneficial in the following situations:
- With another insurer, you will pay less premium for the same insurance policy
- You have had a conflict with your current insurer or are not satisfied with customer service
- Your current contents insurance does not fit well with your living situation, for example, because it has changed recently or your contents have increased or decreased in value
Whatever your reason, you can of course always switch to another household insurance policy. You can do this after the term of your contract, which is actually always one year. An insurer may not just tacitly extend your contract. After one year you can stop your contract and switch at any time. Keep in mind that you often have a month's notice. Canceling during that first year is usually not possible.
Before you switch, compare different household insurance policies
Before you switch, it is important to compare different household insurance companies. There are a lot of household insurance policies on the market. By comparing different insurers in our online comparison tool, you can easily determine which household insurance policy best suits your situation. Even if you are happy with your current household insurance policy, it doesn't hurt to compare household insurance policies. Insurance premiums can always change. Who knows, you may now be paying less premium for the same coverage with another insurer. By comparing, you can save a lot of money on an annual basis.
Switching? Take out new household insurance through Alpina.nl !
Do you want to switch your household insurance? Through Alpina.nl you can easily compare different household insurance policies. Have you found the right household insurance? Then you can simply take out the insurance online. We always offer you the best coverage and the best premiums. Our insurance specialists are happy to help you with all your questions. You can call them Monday to Friday from 08:00 to 18:00 on telephone number 088- 688 37 00. Also, you can always send us a message via email, WhatsApp or Messenger. Also take a look at our frequently asked questions about home contents insurance.
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