Is my contents insured during a move?

Will my contents insurance move with me?

Before you move, it is important to inform your insurance company about the move. You can simply take the contents insurance with you to your new home. All you have to do is inform us of the change of address. We will make sure this is updated with your insurance company. Moving house is also a good time to review your insurance policies. For example, do you have new furniture or new appliances? Then the value of your household contents may change. To reassess the value of your household contents, you can use, for example, a household contents value meter. The moment the value of your household contents has increased, logically the premium will also increase.

Is my contents insured during a move?

During a move, belongings can easily be damaged. Your contents insurance coverage during a move may vary from one insurer to another. It may be that your contents insurance has only limited coverage during a move. Check your policy conditions well in advance of your move. This will prevent any surprises. Is your household contents being moved by a moving company? Generally, the moving company is insured for damage incurred during the move of your household contents. It is wise to consider a moving company if you have large and expensive household contents. You will avoid uninsured damage to expensive items this way. The moving company is not responsible for damage you cause yourself while loading and unloading. Even if you assemble the furniture yourself, the moving company is not liable for any damage that may occur.

Tips on moving and your contents insurance

1. Please notify your insurer or intermediary of your move in a timely manner. Do you have your contents insurance through Alpina? Then look here to change your address.
2. Is a moving company helping you move? Then check carefully how your possessions are insured and under what conditions. This way you can avoid unpleasant surprises later!
3. Temporarily two addresses? Still working on your new home? Often some of your belongings (tools, for example) are already at your new address and the rest is still at your old address. It is wise to inform your insurer or intermediary of this. This is because the coverage is not always complete.
4. Cancel or take it with you? Do you want to cancel your current insurance policy? Then keep in mind that there may be a notice period. With most insurers, you can only cancel per day after a one-year contract. Sometimes there is another month' s notice period. This varies by insurer.