Your travel companion cancels, are you also insured?
Do you ever go on vacation with a friend? That's great fun, of course, but have you ever thought about what arrangements are made if your friend suddenly has to cancel the trip? Many people do not want to go on vacation alone in this situation and want to cancel the trip themselves. Does your cancellation insurance cover this?
The cancellation insurance
Cancellation insurance can be taken out separately or with your travel insurance. With a cancellation insurance you will be reimbursed for costs if you have to cancel a trip unexpectedly or if you are forced to cut it short. Please note that insurers charge a maximum amount that you can get back in case of cancellation. You can choose this amount when taking out the insurance. It is also important that you must have a good reason for cancellation in order to be reimbursed. In the policy conditions of your cancellation insurance you can find which reasons are valid to cancel your trip.
Valid reasons for cancellation include:
- Death of a close family member
- Divorce
- Involuntary unemployment after permanent employment
- Major damage to the vacation property
- A medically necessary surgery
- Your travel companion cancels and you must otherwise vacation alone
Your travel companion cancels
Therefore, if your travel companion cancels and you are left alone, this is usually a valid reason for the cancellation insurer to cancel the trip. However, many insurers do set some conditions for this. For example, the reason for cancellation must be valid and therefore insured and the travel companion must be named on the booking form. Finally, most insurers will not reimburse if your travel companion's cancellation insurance can also be invoked. Exactly what conditions the insurer sets can again be found in the policy conditions of your cancellation insurance.
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Taking out cancellation insurance
On our website you can easily compare and take out continuous cancellation insurance. Please note that cancellation insurance must be taken out within 7 days of booking the trip. If you do this later than 7 days after booking the trip, the trip is no longer covered by the insurance. You can still take out travel insurance until just before the trip.
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