Going to the beach: are your valuables insured?
Summer has started again and it shows! The weather has been lovely for days now. With this nice weather, the Dutch beaches quickly become crowded. Unfortunately, especially with nice weather, thieves are also active on and around the beach. In this article you can read what you can do to prevent becoming a victim of a thief and whether you are insured for theft on the beach.
A day at the beach
Valuables such as your wallet are often a liability during a day at the beach. Often, people leave these valuables on or under their beach towel, hoping for a blessing, when they take a cooling dip in the sea. However, police recommend leaving your valuables at home as much as possible. If you do find yourself forced to take valuables to the beach, keep a close eye on them or make sure someone stays near the valuables at all times.
Insurance
But are you actually insured for theft at the beach? If you are just going to the beach for a day, the valuables you take to the beach are not covered under your travel insurance. However, you can claim the damage on your home contents insurance, provided you have purchased out-of-home coverage with your home contents insurance. If you are going away for longer, on a beach vacation, then you can claim the damage on your travel insurance. However, every insurer does advise that you handle your belongings with normal care. This means that you watch your belongings and do not make it too easy for thieves. Should it turn out that you have been careless with your valuables, insurers may still decide not to compensate you for the damage caused by the theft of your valuables.
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By car to the beach
When taking your car to the beach, the Insurance Association recommends finding a safe and crowded parking lot to park your car. Also, do not leave valuables, such as your cell phone or wallet, unattended in your car. These are best left at home or in the safe of your hotel or apartment.
Travel Insurance
Through our website you can easily and quickly calculate and take out continuous travel insurance . With a continuous travel insurance you are insured throughout the year when you travel. Even if you go on a short beach vacation in the Netherlands, for example.
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